Viceroy's Perring Says Capitec Loan Book Is 'Looking in Very Bad Health'

The transcript discusses a report on Capitec's performance, highlighting concerns about its loan practices and financial health. The report compares Capitec to its competitors, noting its strong retail deposits but raising issues about alleged reckless lending and fee charges. Capitec's CFO denies these allegations, emphasizing transparency in their operations. The discussion also touches on the ethical considerations of short selling and the potential regulatory and economic impacts of Capitec's practices.

What were the glaring differences found in the report regarding delinquency rates and customer treatment?

How did Capitec's retail deposits perform compared to its competitors over the last three years?

What concerns were raised about the loan book's health based on the research?

What allegations were made regarding Capitec's fees on rescheduled loans?

What regulatory loophole was identified in relation to Capitec's fees?

How did the interviewees describe their experience with Capitec's services?

What was the response from Capitec regarding the allegations made in the report?