Quicken Loans CEO: No Interest Rate Housing Heartburn

The video discusses the current state of the mortgage business, highlighting the impact of interest rates on home buying and refinancing. It covers the recovery of the housing market post-2008 crisis, emphasizing regional differences in home price appreciation. Quicken Loans' fintech approach, particularly through Rocket Mortgage, is explored, showcasing its success in the digital age. The potential impact of Donald Trump's presidency on mortgage regulations is analyzed, with a focus on deregulation and its implications for the industry. The importance of maintaining clear underwriting standards to prevent past mistakes is stressed.

What factors are influencing the current state of the mortgage business?

How have interest rates affected the desire to buy new homes?

What is the significance of the qualified mortgage rule in the context of mortgage lending?

In what ways has technology changed the mortgage application process?

What challenges does the mortgage industry face in terms of inventory?

How does the current economic climate affect consumer behavior in the housing market?

What are the potential impacts of deregulation on the mortgage industry?