The Case for Cash Scores Over Credit Scores

The video discusses the impact of the pandemic on credit scores, highlighting the challenges faced by marginalized minorities due to systemic inequalities in the credit system. It introduces cash scoring as an alternative to traditional credit scores, emphasizing its potential to provide a more inclusive and accurate assessment of creditworthiness. The video also addresses cybersecurity concerns and the importance of consumer control over their financial data.

What impact has the pandemic had on the employment of Americans and their reliance on credit?

How does the current credit scoring system disadvantage marginalized minorities?

In what ways does the history of redlining affect the current credit scores of black Americans?

What are some of the solutions proposed to address systemic inequality in credit scoring?

What is cash scoring and how does it differ from traditional credit scoring?

How does cash scoring potentially improve the inclusivity of the credit system?

What role does consumer control over their banking data play in the cash scoring system?