Buy Now, Pay Later: In Conversation With Philip Belamant

Danny Berger hosts a discussion with Phillip Belmont, CEO of Zilch, about the company's unique approach to the Buy Now Pay Later (BNPL) market. Zilch differentiates itself by targeting consumers directly, unlike traditional BNPL models. The conversation covers Zilch's rapid growth, regulatory challenges, and competition from traditional financial institutions. Phillip also discusses future trends, including the integration of BNPL with cryptocurrencies, highlighting Zilch's innovative strategies in the fintech space.

What is the primary difference between Zilch and traditional buy now pay later (BNPL) services?

How has Zilch's approach to customer relationships differed from traditional BNPL providers?

What role does technology play in Zilch's operations and customer interactions?

What factors have contributed to the rapid growth of Zilch's customer base?

What are the potential implications of regulation on the BNPL industry?

In what ways does Zilch aim to provide a better customer experience compared to traditional credit models?

How does Zilch's model address concerns about consumer debt and financial responsibility?

What challenges do traditional financial institutions face in competing with BNPL providers like Zilch?

What trends are emerging in the use of BNPL for non-discretionary purchases?

How does Zilch plan to integrate cryptocurrency into its payment options?