Why Investors Are Bullish on LendingClub IPO

The video discusses the marketplace lending industry, highlighting the significance of the Lending Club IPO as a milestone. It compares Funding Circle with competitors like Lending Club and On Deck, focusing on differences in borrower focus and business models. The discussion covers risks in marketplace lending, emphasizing the importance of credit management. It also explores the advantages of the marketplace model over traditional banks and how these businesses handle different credit cycles, with insights into capital diversification and resilience during financial crises.

What lessons can be learned from Alan Greenspan's testimony regarding responsible lending?

How do marketplace lending models adapt to different credit cycles?

What factors contribute to the liquidity of marketplace lending platforms?