CLEAN: Chinese bank begins world's biggest share offer

The video discusses the public offering of the last of the Big Four state-owned commercial banks, highlighting its attractiveness to investors due to its uniqueness. It also addresses the risks involved, such as poor management and policy loans to non-creditworthy borrowers, while noting the potential for improvement. The transcript ends with unrelated remarks.

What does the text imply about the practice of giving policy loans to borrowers without repayment ability?

In what ways can a badly managed bank improve its operations?