The Airbnb of the Insurance Industry?

The video discusses the evolution of insurance models, focusing on the peer-to-peer model, which offers a new way to cover small risks by connecting individuals directly. This model can save consumers up to 40% on premiums. The video also covers the expansion of this model beyond Germany, starting with Australia, and the regulatory landscape. It contrasts peer-to-peer insurance with peer-to-peer lending, highlighting differences in customer acquisition and risk profiles.

What are the main differences between the peer to peer insurance model and the traditional coverage model?

How much can consumers potentially save on their premiums by participating in the peer to peer insurance model?

What happens to the cash back bonus if consumers make more claims than expected?

What are the ambitions of the peer to peer insurance model in terms of market expansion?

How do regulators view the developments in the peer to peer insurance industry?