U.S. Housing: What’s Changed 10 Years After the Financial Crisis?

The video discusses the state of the housing market, focusing on mortgage originations, government and private lending, and the impact on homebuyers. It highlights the disparity between affluent homeowners and others, the role of government loans, and the lack of private bank participation. The discussion also covers demographic trends, particularly among millennials and boomers, and the challenges of affordability and market supply. Despite these challenges, the market shows strong demand, with consumers buying less than they can afford.

What are the two different housing markets mentioned in the text?

How have government loans changed since the housing crisis?

What is the current status of Fannie and Freddie as mentioned in the text?

What challenges do first-time home buyers face in the current market?

What demographic trends are influencing the housing market according to the text?

How has millennial homeownership changed compared to 20 years ago?

What factors are affecting the affordability of homes in the current market?