Prudential Hikes Life Insurance Prices for Vapers

The video discusses how life insurance companies, particularly Prudential, are adjusting their policies to classify vapors as smokers. This change is based on actuarial assumptions and recent health studies. The video explores the reactivity of insurance companies to new health data and the potential for industry-wide policy shifts.

Why might Prudential's decision to change their policy be considered reactive?

What implications does the change in Prudential's policy have for the insurance industry?