Mphasis Digital Risk's Taylor on Mortgage Rates

The video discusses future mortgage rate trends, predicting rates around 6-7% through 2025, with potential volatility due to political changes. It examines housing supply and demand, noting increased inventory and the role of home builders. The discussion also touches on the evolving concept of the American Dream, emphasizing home ownership's role in wealth creation. Insights into the housing market's structural soundness are provided, highlighting the importance of affordable mortgage products. Finally, the video explores the low likelihood of Fannie Mae and Freddie Mac exiting conservatorship, stressing the importance of government backing in the mortgage market.

What are the expected interest rates for the second half of 2025?

What is the current trend regarding home ownership and the American Dream?

How does the current housing market compare to the housing market from 2002 to 2008?