How to Get and Use Credit Cards

This tutorial explains how credit cards work, including their benefits and drawbacks. It covers the process of obtaining a credit card, especially for first-time borrowers, and emphasizes the importance of building a credit history. The video also discusses responsible credit card usage, highlighting the dangers of only making minimum payments and accruing high-interest debt. It concludes with advice on avoiding common credit card pitfalls and understanding the impact on one's credit score.

Discuss the positive and negative aspects of using credit cards.

Why should people avoid relying on credit cards for anything other than convenience?