How to Get and Use Credit Cards

This tutorial explains how credit cards work, including their benefits and drawbacks. It covers the process of obtaining a credit card, especially for first-time borrowers, and emphasizes the importance of building a credit history. The video also discusses responsible credit card usage, highlighting the dangers of only making minimum payments and accruing high-interest debt. It concludes with advice on avoiding common credit card pitfalls and understanding the impact on one's credit score.

Discuss the positive and negative aspects of using credit cards.

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Why should people avoid relying on credit cards for anything other than convenience?

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