Citgroup: 'Productively Engaged' With LendingClub

The video discusses the peer-to-peer (P2P) lending industry, focusing on the differences between the UK and US markets. It highlights the impact of a recent US scandal on the UK market, where UK lenders are keen to differentiate themselves. The UK government and FCA have shown support for the industry, with the government including P2P in its ISA program. Despite some skepticism, the industry offers attractive returns compared to traditional savings accounts.

What is the UK government's stance on the peer-to-peer lending industry as of April?

What are the expected returns from peer-to-peer lending compared to traditional cash ISAs?