Santander's Botin on Tech Investment, Brexit, Coco Bonds

The video discusses a new business plan with ambitious cost cuts, focusing on Europe, which is a significant part of the business. It covers strategies for market expansion, particularly through Open Bank, and addresses concerns about consolidation. The company plans substantial investments in digital transformation and technology. Shareholder returns and market position are analyzed, with a focus on capital and earnings. Strategies for Brazil and the US are outlined, emphasizing growth and market adaptation. Leadership and management changes are discussed, along with the impact of Brexit and economic concerns.

What is the company's strategy regarding digital investment?

How does the company view its position in the market compared to its peers?

What preparations has the company made for potential impacts of Brexit?

What concerns does the company have regarding the exit of QE?