AIG bailout doesn't mean end to financial crisis

The US government's nationalization of AIG followed recent bailouts of other financial giants, aiming to prevent a global financial crisis. The collapse of AIG would have had severe repercussions, affecting banks, insurance companies, and millions of clients worldwide. The crisis impacts consumers more than businesses, with recovery expected by 2009 in the US and 2010 in the Eurozone. Market stability remains uncertain as major companies like HBOS seek buyers, raising concerns about future financial instability.

What timeline is suggested for recovery from the financial crisis in the US and eurozone?

What concerns arise regarding the stability of companies like HBOS during financial crises?