Sky-High Deductibles Might Be Breaking the Health Insurance System

The video discusses the rise of high deductible health plans and their impact on American workers. It highlights the financial strain these plans place on employees, especially during economic downturns like the financial crisis. The expectation that high deductibles would control healthcare costs by making employees more cost-conscious has not been realized. Instead, many cut back on necessary care. Some companies are now reconsidering these plans, acknowledging their limitations and potential harm to employee health.

In what ways have high deductibles affected patients' decisions regarding their healthcare?

What steps are some employers taking in response to the challenges posed by high deductible health plans?