FDIC Plans to Hit Big Banks With Fees

The FDIC plans to replenish the Deposit Insurance Fund by charging larger fees to big banks, avoiding extra charges for smaller banks. This decision follows successful lobbying by community banks. The FDIC and the Federal Reserve acknowledge oversight failures in regional banks and are considering regulatory changes. However, any significant changes will require Congressional approval, and it's uncertain how these will unfold.

What changes are being proposed for the Deposit Insurance fund?

What uncertainties exist regarding the regulatory changes for regional banks?