Understanding Online Payment Safety

The video explores the psychology behind scams, using the metaphor of a mouse trap to illustrate how people are lured by deals. It follows Susan's search for a stroller, highlighting how her judgment is clouded by the promise of a great deal. The concept of phantom fixation is introduced, explaining how incredible offers impair critical thinking. The video also discusses how financial decisions activate different brain functions, leading to emotional responses. Finally, it provides tips on recognizing red flags and avoiding scams, emphasizing the importance of trust and caution in online transactions.

What analogy is used to describe how people fall for scams?

• A bird flying into a net

• A fish caught on a hook

• A mouse ignoring a trap for cheese

• A cat chasing a mouse

What is the main reason people fall for merchandise scams?

• Lack of internet knowledge

• Peer pressure

• Desire for a reward

• Fear of missing out

What is Susan searching for online?

• A crib

• A baby monitor

• A stroller

• A car seat

What tactic do scams use to cloud our judgment?

• Phantom fixation

• Emotional manipulation

• Visual deception

• Logical reasoning

What emotional response does Susan experience after securing the stroller?

• Confusion and doubt

• Excitement and relief

• Indifference and apathy

• Regret and disappointment

What year was mentioned as having merchandise scams as the most popular?

• 2019

• 2021

• 2018

• 2020

According to the video, what can trigger an emotional pain response in the brain?

• Losing a competition

• Paying a high price for an item

• Finding a great deal

• Receiving a gift

What should you do when you see red flags in an online deal?

• Ignore them and proceed

• Trust the seller completely

• Slow down and think through the situation

• Immediately report to authorities

What is the most important advice given by Zelle regarding online transactions?

• Always look for the cheapest deal

• Only send money to those you know and trust

• Never buy anything online

• Trust every seller you encounter

What should you confirm before sending payment online?

• The website's design

• The recipient's correct information

• The seller's location

• The product's warranty