Rush to refi as rates fall, but should you wait for lower rates?

The video discusses the current state of mortgage refinancing, highlighting the potential benefits of refinancing at lower rates, such as saving money on monthly payments. It covers the costs involved, including application and appraisal fees, and advises considering how long you plan to stay in your home. The video also suggests using online calculators to assess savings and discusses the uncertainty of future rate changes, advising a cautious approach to decision-making.

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