Car Insurance 101

What is the amount you pay each month for car insurance called?

• a premium

• a fee

• way too much

Your monthly payment is based on which two things:

• credit score and driving record

• who both your mom and dad is

What is the most important kind of coverage that is required by law?

• collision

• comprehensive

• liability

What would a limit of 35/65 mean in terms of property damage?

• $35,000 property damage

  $65,000 injuries

• $35,000 injuries

  $65,000 property damage

What type of insurance does almost every auto lender require?

• Collision and comprehensive

• bumper to bumper

What kind of things does comprehensive coverage take care of?

• theft

• natural disaster

The deductible is 

• amount the insured has to pay before insurance pays

• the value of the car

What does PIP cover?

• medical expenses for both you and your passengers, no matter who is at fault

• everyone that witnessed the accident