Retirement Investment Changes Quiz

What new types of investments are being introduced into retirement plans?

• Foreign currencies

• Gold and silver

• Private companies, real estate, and cryptocurrency

• Only stocks and bonds

What is a potential risk of including alternative assets in retirement plans?

• They can be harder to sell and may have higher fees

• They are insured by the government

• They have no fees

• They are always profitable

How do alternative investments differ from traditional ones in terms of valuation?

• They are valued hourly

• They have no valuation

• They are valued quarterly or annually

• They are valued daily

When are the new retirement plan options expected to be available to most people?

• 2024

• 2023

• 2026

• 2025

What percentage of a portfolio do experts recommend allocating to alternative investments?

• 70% to 80%

• 20% to 30%

• 5% to 10%

• 50% to 60%

What is one advantage of alternative investments?

• They offer access to different economic areas

• They are risk-free

• They are always liquid

• They have no management fees

What is a unique source of income that alternative investments can provide?

• Interest from bonds

• Rental income from real estate

• Dividends from stocks

• Interest from savings accounts

What is a key characteristic of cryptocurrency?

• It is a physical coin

• It is backed by the government

• It is insured by the FDIC

• It exists only online

What is a major risk associated with cryptocurrency investments?

• They are insured by banks

• They can be highly volatile

• They are backed by gold

• They are always stable

What should you do before adding cryptocurrency to your retirement plan?

• Consult a financial professional

• Invest without a strategy

• Invest all your savings

• Ignore the risks