Understanding Auto Insurance Coverage

What does liability insurance cover?

• Damage to your own car.

• Injuries to you and your passengers.

• Damage you cause to other people's property and injuries to others.

• Theft of your car.

What kind of damage does collision insurance pay for?

• Damage to your car from a tree falling on it.

• Damage to your car when you hit another object while driving.

• Damage to your car from theft.

• Damage to your car from freezing.

Which of these situations would comprehensive insurance help cover?

• Your car breaks down because of engine trouble.

• Your car is damaged by freezing temperatures.

• Your car is stolen.

• You hit another car while driving.

Why is it a good idea to have uninsured/underinsured motorist coverage?

• It pays for repairs if your car breaks down.

• It covers your medical bills if you cause an accident.

• It protects you if a driver without enough insurance hits you.

• It pays for damage to your car if you hit a tree.