6th Grade Financial Services Lessons

Essential concepts of financial literacy focus on consumerism, sources of income, and budgeting strategies. Learners gain an understanding of managing a bank account and identifying consumer rights, equipping them with skills for effective personal finance management.

Explore practical financial calculations involving budgeting, taxation, and interest to build a foundational understanding of personal finance. Enhance skills in computing sales tax, determining income after taxation, and understanding the effects of simple and compound interest, preparing for effective personal financial management.

Learn fundamental money management skills to effectively navigate personal financial decisions by distinguishing between financial tools such as debit and credit cards. Understand the importance of expense management, the effects of debt, and the benefits of savings. Gain the ability to make informed financial choices and plan for a stable financial future.

Understand the core principles of business by comparing different business types to their descriptions, highlighting the unique characteristics of each. Gain insights into various business structures and distinguish between non-profit and profit-based organizations, providing essential knowledge for practical applications.

Understand the essential distinction between financial wants and needs to enhance decision-making skills in managing personal finances. Develop the ability to categorize expenditures, evaluate essential versus non-essential purchases, and gain a deeper understanding of financial priorities.

Explore the role and functions of various financial institutions, such as commercial banks, credit unions, and central banks. Enhance understanding of financial services provided by these institutions and distinguish between different types based on their characteristics.

Explore how individuals can earn and manage money over time, focusing on personal finance skills such as saving and banking. Gain insights into financial planning, understand the importance of saving and banking, and develop the ability to envision future financial strategies.

Examine the fundamental functions of money within economics, with a focus on its roles in trading, saving, and the financial system. Understand money as a medium of exchange and a store of value, while exploring its influence on personal finance and the broader economy.

Explore the principles of financial decision-making by distinguishing between needs and wants, understanding various payment methods, and mastering budgeting essentials. Gain the ability to effectively differentiate between necessities and desires, comprehend different payment options, and develop skills in budgeting and financial planning.

Explore aspects of personal financial literacy, focusing on banking choices, credit options, loan repayments, and budgeting skills. Learners will gain the ability to make informed financial decisions and understand the long-term impact of their financial actions, enabling them to effectively manage their personal finances.

Examine how ecosystem services benefit humanity and their integral role in managing national parks. Gain an understanding of different ecosystem service types and the historical influence on park administration. Acquire insights into the societal impacts of cultural and provisioning services.

Explore foundational personal finance concepts, including banking, budgeting, expenses, and savings. Gain financial literacy skills to make informed decisions and apply practical knowledge to everyday life.