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Computer/ Financial Literacy Rev

Total questions: 25

Worksheet time: 13mins

Name
Class
Date
1.
Cables connected to computers and printers should be considered by students to be:
a)
Off limits
b)
Electrically hot and therefore dangerous
c)
Beyond the students' area of responsibility
d)
All of the above choices are correct.
2.
When you write a check from your checking account this is a:        
a)
Credit added to your balance.   
b)
Debit subtracted from your balance
c)
Credit subtracted from your balance.
d)
Debit added to your balance.
3.
A checking account is: 
a)
An account where money can easily be deposited and withdrawn by means of checks, debit cards and ATM transactions.  
b)
An interest bearing account where your deposit remains for a set period of time.
c)
 A computer program that checks your email account.
d)
Ownership in a company.
4.
Reasons for making a budget include:
a)
To keep track of your income and expenses.
b)
To achieve your long term goals. 
c)
To have a spending plan.
d)
All of the above choices are correct. 
5.
The lowest amount of money shown on your credit card bill that must be paid every month is called the: 
a)
late fee
b)
minimum payment
c)
credit limit
d)
previous balance
6.
How can a cardholder avoid paying interest on a credit card?
a)
. Do not pay anything.   
b)
Pay the minimum balance every month.   
c)
Pay the minimum payment after the due date
d)
 Pay the balance in full every month.
7.
A detailed report of your credit history prepared by a credit bureau and used by a lender to determine creditworthiness is called a:
a)
Credit Report
b)
Credit Card
c)
Certificate of Creditworthiness
d)
Report Card
8.
Which of the following investments would carry the most risk?
a)
Checking Account
b)
Savings Account
c)
Savings Bond
d)
Stock
9.
Comparing the advantages and disadvantages in order to make a decision is called:
a)
Cost Benefit Analysis
b)
Budget
c)
Interest Rate
d)
Financial Services
10.
Good Credit Card Terms include
a)
High Interest Rate
b)
Low interest rate
c)
high late fees
d)
Annual fees
11.
Consumer Protection Laws safeguard the consumer from all the following EXCEPT:
a)
 Deceptive advertising
b)
Fraudulent activities
c)
 Theft by deception
d)
 Shopping habits
12.
The term used when acting upon what is good, right, and proper?
a)
Ethical behavior
b)
Animal behavior
c)
Rehearsed behavior
d)
Copied behavior
13.
 Civic Financial Responsibility deals with: 
a)
Being responsible for your spending
b)
Being ethical when conducting business.
c)
Taking consideration to better our society.
d)
All of the choices listed.
14.
What kind of insurance protects the contents of your property?
a)
Automobile
b)
Homeowners
c)
Life
d)
None of the choices
15.
Which one of the following is an example of unearned income?
a)
 Money from babysitting
b)
Allowance for doing chores
c)
Birthday money
d)
Money from mowing lawns
16.
Microsoft PowerPoint is:
a)
A. A word processing program designed to create letters, documents, or reports.
b)
B. A program designed to create presentations.
c)
C. A program that creates spreadsheets to work with data.
d)
D.A program that compiles large amounts of written information
17.
Microsoft Office 365 allows you to access your data off:
a)
Any computer.
b)
Any device from a cloud
c)
A cloud.
d)
All of the above.
18.
All formulas in Microsoft Excel begin with the following symbol:
a)
=
b)
+
c)
-
d)
%
19.
Which letter drive is the correct drive to use to save your student work?
a)
D
b)
G
c)
C
d)
H
20.
The cell address in an Excel Spreadsheet consists of a:
a)
A. Column letter and a row number.
b)
B. Only letters.
c)
C. A row letter and a column number.
d)
D. Only numbers.
21.
Microsoft Excel is:
a)
A. A word processing program designed to create letters, documents, or reports.
b)
B. A program designed to create notes and presentations.
c)
C. A program that creates spreadsheets to work with data.
d)
D.A program that compiles large amounts of written information.
22.
The Format Painter icon is located in the:
a)
A. Clipboard section of the Home tab.
b)
B. Font section of the Home tab.
c)
C. Paragraph section of the Home tab.
d)
D. Thesaurus section of the Review tab.
23.
Access is primarily a:
a)
A. Spreadsheet program.
b)
B. Word program.
c)
C. Drawing program.
d)
D. Database program.
24.
Microsoft Word is:
a)
A. A word processing program designed to create letters, documents, or reports.
b)
B. A program designed to create notes and presentations.
c)
C. A program that creates spreadsheets to work with data.
d)
D.A program that compiles large amounts of written information
25.
A financially responsible citizen will:
a)
A. Purchase an expensive automobile he cannot afford.
b)
B. Live within his means.
c)
C. Have a large home.
d)
D. Hide his money under the mattress.