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FL 1s Perf Final Exam REVIEW

Total questions: 38

Worksheet time: 2hrs 59mins

Name
Class
Date
1.
Dawn Snow's address is 34509 Clemmons Court in Fairview, Georgia, 30001.
Which of the following addresses is formatted correctly?
a)
Dawn Snow
34509 Clemmons Court
Fairview Georgia, 30001
b)
Dawn Snow 
34509 Clemmons Court
Fairview, Georgia 30001
c)
Dawn Snow 
Clemmons Court 34509 
Fairview, Georgia 30001
d)
Dawn Snow 
3459 Clemmons Court
Georgia, Fairview 30001
2.
Joseph and Mary Jones are filing a joint return with two dependent children.
What is their tax filing status?
a)
Single
b)
Married filing joint
c)
Married filing separate
d)
Head of household
3.

Mary's Form W2 salary is $50,000. She paid 6% state tax.

What is the dollar amount of her state tax?

a)

$6

b)

$300

c)

$3,000

d)

$30,000

4.

Mary's salary is $50,000, She paid 6% state tax.

What amount goes on the Form W2, Box 1-Wages, tips, other compensation?

a)

$3,000

b)

$47,000

c)

$50,000

d)

$53,000

5.

Anna's salary is $865 month and she has a weekly period.

How much does she make each week?

a)

$72.08

b)

$216.25

c)

$432.50

d)

$865.00

6.

Walter worked 52 hours this week. His hourly rate is $7.75.

What is Walter's gross pay this week?

a)

$310.00

b)

$373.06

c)

$403.00

d)

$449.50

7.

Peter worked 40 hours at $10.75 an hour.

What is Peter's gross pay?

a)

$310

b)

$400

c)

$430

d)

$460

8.

Karen is single, earns $55,000 a year, and has three children. Line G (Child Tax Credit) on her Form W4 reads as follows:

"If your total income will be less than $65,000 ($95,000 if married), enter “2” for each eligible child; then less “1” if you have three to six eligible children or less “2” if you have seven or more eligible children."

What should Karen write on Line G of her Form W4?

a)

4

b)

5

c)

6

d)

7

9.

Paul is married, has $90,000 in joint income, and has 2 children. Line G on his Form W4 reads as follows:

"If your total income will be less than $65,000 ($95,000 if married), enter “2” for each eligible child; then less “1” if you have three to six eligible children or less “2” if you have seven or more eligible children."

What should Paul write on Line G of his Form W4?

a)

2

b)

3

c)

4

d)

5

10.

Wanda earned a salary of $64,000 and her husband earned $30,000. The couple earned $1,100 in interest on a CD.

What dollar amount goes on the 1040, Line 1 - Wages, salaries, and tips?

a)

$30,000

b)

$92,900

c)

$94,000

d)

$95,100

11.

Wanda earned a salary of $64,000 and her husband earned $30,000. The couple earned $1,100 in interest on a CD.

What dollar amount goes on 1040 Line 2b Taxable interest?

a)

$1,500

b)

$1,100

c)

$1,500

d)

$2,000

12.

Austin paid $1,000 in tax payments throughout the year. When completing his 2018 (tax year) 1040, he learned his actual Tax, Line 11a on the 1040, is $400.

Will Austin have a tax refund or tax liability?

a)

Refund - paid more than his required tax amount

b)

Tax liability - paid less than his required tax amount

13.

Austin paid $1,000 in tax payments throughout the year. When completing his 2018 (tax year) 1040, he learned his actual Tax, Line 11a on the 1040, is $400.

What is the dollar amount of Austin's refund?

a)

$400

b)

$500

c)

$600

d)

$1,000

14.

Janice earns $44,000 a year.

What is Janice's monthly income?

a)

$846.15

b)

$3,666.66

c)

$11,000.00

d)

$44,000

15.
Which of the following is a FIXED expense?
a)
Personal care items
b)
Auto insurance
c)
Clothing
d)
Auto repair
16.
Dallas earns $3,600 a month and his expenses total $3,100.  
Does Dallas have a "budget" surplus or deficit?
a)
Surplus
b)
Deficit
17.

Dallas earns $3,600 a month and his expenses total $3,100.

Calculate Dallas's "budget" surplus or overage (deficit)?

a)

-$500

b)

$500

c)

-$600

d)

$600

18.

Which of the following defines a budget DEFICIT?

a)

Income exceeds expenses

b)

Expenses exceed income

c)

Savings is less than income

d)

Expenses are less than savings

19.

Which of the following should you AVOID if you have a budget overage (deficit)?

a)

Reduce variable expenses

b)

Increase your income

c)

Charge expenses to your credit card

20.
On the Net Worth Statement, what is the formula used to calculate net worth?
a)
Assets - Liabilities
b)
Assets + Liabilities
c)
Liabilities + Net Worth
d)
Liabilities - Net Worth
21.

Which of the following is an ASSET?

a)

Personal property inventory

b)

Credit card

c)

Car loan

d)

Mortgage

22.

Which of the following is a LIABILITY?

a)

Personal property

b)

Savings account balance

c)

Value of a house

d)

Mortgage

23.

On a budget, what is meant by "Allocation of surplus?"

a)

Specifies which variable expense(s) to reduce when expenses exceed income.

b)

Specifies where to deposit savings when income exceeds expenses.

24.
Stephanie borrowed $500 at 8% over 3 months.
What information is missing from the simple interest calculation?
a)
Interest
b)
Principal
c)
Rate
d)
Time
25.

Which simple interest formula is used to calculate interest?

a)

Principal x Rate x Time

b)

Interest / (Rate x Time)

c)

Interest / (Principal x Time)

d)

# Months / 12 months

26.

Which simple interest formula is used to calculate Principal?

a)

Principal x Rate x Time

b)

Interest / (Rate x Time)

c)

Interest / (Principal x Time)

d)

# Months / 12 months

27.

Which simple interest formula is used to calculate the Rate?

a)

Principal x Rate x Time

b)

Interest / (Rate x Time)

c)

Interest / (Principal x Time)

d)

# Months / 12 months

28.

Stephanie borrowed $50 at 12% for 1 month.

Determine what is missing and solve the problem?

a)

$ .50

b)

$5.00

c)

$50.00

d)

$12

29.
Owen borrowed $2,000 and repaid $2,390 in 18 months.
Determine what is missing from the problem, and solve what is missing.
a)
.13%
b)
$1.30
c)
13%
d)
$13
30.
Tonya paid $300 in interest at 12% over 6 months.
Determine what is missing and solve the problem.
a)
$5
b)
$50
c)
$500
d)
$5,000
31.

Carlo earns $2,000 a month. His expenses next month total $2,300.

What is Carlo's "budget" surplus or deficit?

a)

-$300

b)

$300

c)

-$2,300

d)

$2,000

32.

Which of the following is considered taxable interest [LINE 2b of the 2018 (tax year) 1040]? Choose all CORRECT options (Multi-select).

a)

$1,100 interest earned on checking account

b)

$320 dividend earned from savings

c)

$680 dividend earned from mutual funds

d)

$928 interest earned from bonds

e)

$29 interest earned from a CD

33.

On a 1040 tax return, which of the following is used to lookup "Tax" (Line 11a on the 2018 1040) in the 1040 Tax Tables?

a)

Taxable interest

b)

Federal income tax withheld

c)

Taxable income

d)

Adjusted gross income

34.

Which of the following is an ASSET?

a)

Student loan

b)

Mortgage

c)

Home value

d)

Credit card balance

35.

David's assets exceed his liabilities. Which of the following is true about Davids financial situation?

a)

David has a surplus.

b)

David has a deficit.

c)

David is solvent.

d)

David is insolvent.

36.

Oscar has the following: Savings $3,000, personal property $9,800, mortgage $50,000, checking account $1,500, home valued $80,000. What is Oscar's net worth.

a)

$12,800

b)

$94,300

c)

$44,300.00

d)

$115,700

37.

If your total liabilities and net worth are $12,000, what is the dollar amount of your total assets?

a)

$2,000

b)

$12,000

c)

$8,000

d)

$10,000

38.

Your budget items are as follows: Car note $300, Cell $47, Groceries $95, Rent $225, Entertainment $103, Car insurance $75, Paycheck $1,000. Calculate your surplus or deficit?

a)

-$755

b)

-$155

c)

$755

d)

$155