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WorksheetsP.F.Sem Exam Review - Pt 1
Total questions: 28
Worksheet time: 14mins
Name
Class
Date
1.
A budget
a)
Matches spending with saving
b)
Matches $ as income with outflow (expenses of $)
c)
Helps your marriage
d)
Will decrease your needs
2.
A check written by the bank on it's own funds
a)
Money Order
b)
Stock
c)
Cashier's check
d)
EFT
3.
Matching your checkbook with bank statement is
a)
Bank Statement
b)
Blank Endorsement
c)
Joint Endorsement
d)
Reconciliation
4.
Well-known companies are known as
a)
Growth funds
b)
Cyclical fund
c)
Blue Chip
d)
Defensive stocks
5.
For Deposit Only is an example of
a)
Blank endorsement
b)
Joint endorsement
c)
Special endorsement
d)
Restrictive endorsement
6.
Does the companies performance, interest rates, and the market today affect the stock value?
a)
Yes
b)
No
7.
Which stocks get to vote
a)
Common
b)
Preferred
c)
Defensive
d)
Growth
8.
An index is all of the following EXCEPT
a)
Dow Jones
b)
NASDAQ
c)
Standard and Poors
d)
P/E Ratio
9.
Buying a fund that mixes stocks AND bonds
a)
Growth fund
b)
Income fund
c)
Mixed fund
d)
Balanced Fund
10.
Stocks for the OTC (over-the-counter) are exchanged
a)
In a window
b)
the NASDAQ
c)
At an exchange
d)
Outdoors
11.
The majority of Americans don't invest in gems or commodities because
a)
IT is difficult to invest in
b)
The market is very unstable
c)
They don't like pigs
d)
They can't find a broker
12.
The best place to get the lowest interest rates on a loan is probably
a)
The bank
b)
The finance company
c)
A pawnbroker
d)
The credit union
13.
When you pledge your merchandise and get cash loan, you are using a (legal business, you can repurchase your property if you want)
a)
pawn broker
b)
private lender
c)
guardian
d)
loan shark
14.
The initial amount you borrow from the bank for a loan is known as the
a)
credit amount
b)
principal amount
c)
interest amount
d)
capital amount
15.
The interest that is charged to use someone else's $$$ is
a)
collateral
b)
proportion
c)
finance charge
d)
all of these
16.
Who gets the $$$$ on a check
a)
Joint Account
b)
Creditor
c)
depositor
d)
payee
17.
Dollar bills are known as
a)
Currency
b)
Investment
c)
Maker
d)
Creditor
18.
Writing a check on insufficient funds, trying to make it to the bank before it is cashed
a)
Negative cash flow
b)
floating a check
c)
leverage
d)
cashier's check
19.
A pre-established amount that can be borrowed
a)
balance due
b)
creditor
creditor
creditor
c)
investment
d)
line of credit
20.
An illegal lender - UNLICENSED
a)
Line of credit
b)
Pawnbroker
c)
Secured loan
d)
Loan shark
21.
Person to whom you owe $$$$$
a)
Creditor
b)
Lender
c)
Loan Shark
d)
Pawn Broker
22.
A LOAN on which property is pledged to ensure payment
a)
Advance loan
b)
Secured loan
c)
Property loan
d)
Pay Day Loan
23.
A fund that increases over time
a)
Income Fund
b)
Balanced Fund
c)
Stock Fund
d)
Growth Fund
24.
Gold, metal and platinum are examples of
a)
Precious gems
b)
Precious metals
c)
Scrape metal
d)
Ring metal
25.
A variety of funds offered for a mutual funds are known as
a)
Income Fund
b)
Growth Fund
c)
Family of Funds
d)
Balanced Fund
26.
The outlay of money in hopes of making $$$$$
a)
Expenses
b)
Income
c)
Budget
d)
Investment
27.
Which stocks get dividends first?
a)
Preferred stock
b)
Common Stock
c)
Growth Fund
d)
Secured Loan
28.
Personal Property Inventory is used when
a)
Sick
b)
Getting Car
c)
Proof of loss in event of fire or theft
d)
Preparing a budget
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