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Money Management 6

Total questions: 13

Worksheet time: 7mins

Name
Class
Date
1.
Which of the following is an example of income?
a)
 Your paycheck
b)
interest on a savings account
c)
birthday money
d)
These are all examples on income
2.
A __________________ is added to your account.
a)
Credit
b)
Debit
3.
A __________________ is subtracted from your account.
a)
Credit
b)
Debit
4.
A checking account is
a)
An account where money can easily be deposited and withdrawn by means of checks or debit cards.
b)
An interest bearing account where your deposit remains for a set period of time
c)
A computer that checks your email account
d)
All of the above choices
5.

It is a good idea to build a budget based on your income.

a)

True

b)

False

6.

It's important to save for the following reasons:

a)

To meet long term and short term goals

b)

To build wealth

c)

To protect against unexpected crisis (emergency, loss of job)

d)

All of the above

7.

Reasons for making a budget include

a)

To have a spending plan

b)

To have a savings plan

c)

To keep track of debits and credits

d)

All of the above

8.
What is the first thing you should do when you get your paycheck.
a)
Pay yourself first
b)
Buy new sneakers
c)
Pay your bills
d)
Go to the movies
9.

Getting $25 from mowing your neighbor's lawn is an example of:

a)

Earned Income

b)

Unearned Income

10.
You can be charged a fee for withdrawing your own money from an ATM.
a)
True
b)
 False
11.

You win $50 in a raffle. This is

a)

Earned Income

b)

Unearned Income

12.

What does Pay Yourself First Mean

a)

Buy self something nice when you get paid

b)

Be responsible with your money by paying your bills first.

c)

Budget some money into savings every month.

d)

All of the above

13.

The essentials you can't live without are called:

a)

Needs

b)

Wants

c)

Income

d)

Expenses