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WorksheetsMarriage/Divorce/Wills/Housing Test practice
Total questions: 89
Worksheet time: 59mins
Name
Class
Date
1.
Bride throws her bouquet to single women attending the wedding
a)
Good luck, according to English lore
b)
Final financial support and a wish for good fortune
c)
Symbolizes eternity and endlessness
d)
To find out who will be the next one to marry
2.
Married couple cutting the wedding cake
a)
Symbolizes virginity
b)
Preparing the wedding bed
c)
First act of ‘working together’ as a couple
d)
Represents purity, chastity, and fertility
3.
Wedding rings
a)
Symbolizes eternity and endlessness
b)
Foretells sweetness of the union
c)
Preparing the wedding bed
d)
To find out who will be the next one to marry
4.
A ________________________ ____________ marriage is recognized in some states. A couple that is not legally married agrees that they will present themselves as husband and wife without a formal ceremony. This is often done for the purposes of jointly-held property.
a)
Common Law
b)
DOMA
c)
ethnic/cultural
d)
Polygamy
5.
An ____________________________ is when a couple ‘runs off’ to get married in haste or in private without a public period of engagement.
a)
ethnic/cultural
b)
DOMA
c)
elopement
d)
Monogamy
6.
The number of adults in the United States choosing NOT to marry is:
a)
Increasing
b)
Decreasing
7.
_______________________________________ is the decision by couples to live together without the legal contract of marriage.
a)
proposal of marriage
b)
cohabitation
8.
A _____________________ contract is used to protect property before being married
a)
prenuptial
b)
property
c)
signed
d)
none of the above
9.
A promise or intention to marry.
a)
marriage
b)
premarital counseling
c)
prenuptial agreement
d)
engagement
10.
Traditionally, who paid for the cost of the ceremony and reception?
a)
the bride's family
b)
the groom's family
11.
Is a private or civil wrong.
a)
Tort
b)
damages
c)
master-servant rule
d)
negligence
12.
When harm is a result of carelessness.
a)
defamation
b)
damages
c)
respondeat superior
d)
negligence
13.
This is the party that files the complaint
a)
defendant
b)
complantiff
c)
plaintiff
d)
judge
14.
This is the party that the complaint is against
a)
defendant
b)
complantiff
c)
plaintiff
d)
judge
15.
This is the final result of the trial.
a)
judgement
b)
testimony
c)
witness
d)
verdict
16.
A man and woman who live together outside of marriage are said to _______________
a)
be dating
b)
have a common-law marriage
c)
be roommates
d)
cohabitate
17.
A situation where married spouses live apart but still have marital rights and obligations
a)
voidable marriage
b)
legal separation
c)
common-law marriage
d)
dissolution
18.
A certificate issued by a government office giving permission to marry.
a)
marriage certificate
b)
marriage permit
c)
marriage ticket
d)
marriage license
19.
Custody which gives both parents rights and duties
a)
legal custody
b)
physical custody
c)
joint custody
d)
child custody
20.
The willful abandonment of one's spouse without consent and with the intent of not returning
a)
escape
b)
departure
c)
desertion
d)
disavowing
21.
When one spouse has sexual relations with someone outside of the marriage.
a)
adultry
b)
cruelty
c)
spousal abuse
d)
duress
22.
A declaration by the court that a marriage has ended.
a)
annulment
b)
legal separation
c)
divorce
d)
separation from bed and board
23.
______________ is the illegal act of having two spouses at the same time.
a)
Monogamy
b)
Polygamy
c)
Bigamy
d)
Affinity
24.
_______________ custody deals with a parent's right to make major decisions about their child
a)
Legal
b)
Joint
c)
Phsical
d)
Child
25.
The legal union between one two U.S. citizens is called a(an) _____________
a)
marriage
b)
divorce
c)
annulment
d)
common-law marriage
26.
All parents, whether married or not, have the duty to
a)
provide a car for their children
b)
support their chidren
c)
provide a college education for their chidren
d)
provide designer clothes for their children
27.
Payment to a divorced person by a former spouse for support and maintenance is known as
a)
alimony
b)
support payment
c)
judgment
d)
child support
28.
A person who has three or more spouses at the same time is guilty of
a)
bigamy
b)
polygamy
c)
monogamy
d)
affinity
29.
Marriage is not just a personal relationship; it is also a contract.
a)
True
b)
False
30.
Traditionally, who paid for the rehearsal dinner?
a)
the bride's family
b)
the groom's family
31.
IF you die without a will you are said to have died how?
a)
In a state
b)
Intestate
c)
Interstate
d)
Intrastate
32.
A minor change to a will is called
a)
Holographic
b)
Nuncupative
c)
Codicil
d)
Executrix
33.
To make a major change in a will you should
a)
Revoke and write new
b)
add a codicil
c)
cross out the old stuff and write in the new
d)
none of these is acceptable
34.
A person who receives something in a will is called
a)
lucky
b)
an heir
c)
a hair
d)
an air
35.
This is what you get to buy a home because you did not have enough money to buy it with cash.
a)
Down Payment
b)
Mortgage
c)
Principal
d)
Interest
36.
If a mortgage has the same principal and interest rate, but the length of the mortgage increases from 20 years to 30 years, then which of the following statements is true?
a)
The total cost of the home will stay the same
b)
The total cost of the home will decrease
c)
The total cost of the home will increase
37.
This is the money saved up and used to pay for a portion of a new home.
a)
Down Payment
b)
Mortgage
c)
Principal
d)
Interest
38.
The interest rate of this type of mortgage can change monthly.
a)
Fixed-Rate
b)
Adjustable Rate
c)
Super Chango Mortgage
d)
Keyboard Cat
39.
PMI is the additional fee you have to pay to the lenders if you have a loan-to-value ratio of more than ______
a)
50%
b)
75%
c)
80%
d)
90%
40.
________ Costs are what you pay when you finalize your Mortgage.
a)
Closing
b)
Finishing
c)
Interest
d)
Mortgage
41.
You pay these taxes based on the value of home and the land it sits on.
a)
Property Taxes
b)
Land Taxes
c)
Home Taxes
d)
Income Taxes
42.
A type of loan where the interest rate never changes
a)
Fixed-Rate
b)
Adjustable Rate
c)
PG Rated
d)
Non Fixed Rate
43.
The terms of a lease should include all of the following EXCEPT the
a)
amount of the rent and any late fees.
b)
names of the persons who live next door.
c)
policies you are expected to follow.
d)
names of all roommates and the landlord.
44.
When signing a lease, it is recommended that you
a)
give it a quick review and sign before someone else gets the apartment you want.
b)
read carefully and sign even though you are not sure what some of the terms mean.
c)
read carefully and sign only when you understand what everything means.
d)
read carefully and sign, even though you know that you will not agree to all of the terms stated.
45.
Which of the following is an ADVANTAGE to renting a place to live?
a)
Limited expenses for maintenance.
b)
Limited expenses for entertainment.
c)
Limited options for size and location.
d)
Limited rights for redecorating.
46.
A policy that covers a renters personal property against loss by theft, fire, or other hazards.
a)
Security Deposit
b)
Equity
c)
Renter's Insurance
d)
Principal
47.
The contract between a tenant and a landlord
a)
Rental agreement
b)
Lease
c)
Deed
48.
Money set aside that the landlord keeps if the tenant causes damage to the rental property
a)
Security deposit
b)
Safeguard deposit
c)
Shelter deposit
d)
Safekeeping deposit
49.
The purpose of a security deposit is to
a)
ensure the landlord provides all of the services promised
b)
ensure the tenant leaves the apartment in good condition
c)
pay the night watchman
d)
provide a new bank account
50.
Unless stated differently, most leases are for how long?
a)
2 years
b)
1 year
c)
5 years
d)
10 years
51.
If the landlord requires the first month rent and a 1 1/2 security deposit, then how much would you need to give the landlord before moving in if your monthly rent is $1200?
a)
$3000
b)
$1800
c)
$2400
d)
$1200
52.
Which of the following is a DISADVANTAGE to renting a place to live?
a)
Low maintenance costs
b)
Flexibility
c)
Personal Property not protected
d)
You own your own place!
53.
The most commonly accepted notice for leaving an apartment is what?
a)
90 days
b)
45 days
c)
2 weeks
d)
30 days
54.
A sub-lease is an agreement where a tenant
a)
rents a basement apartment
b)
rents from the original owner
c)
rents from the original tenant
d)
rents a submarine
55.
When a landlord gives a written notice to take possession of a property, you are being ...
a)
Forclosed
b)
Bankrupt
c)
Evicted
d)
Arrested
56.
The name for a renter is:
a)
landlord
b)
rentee
c)
tenant
d)
lease
57.
Which of the following is usually given as the legal reason in a no-fault marriage dissoloution
a)
bigamy
b)
irreconcilable differences
c)
desertion
d)
cruelty
58.
Money paid by a parent to provide for a dependent child
a)
child custody
b)
child support
c)
alimony
d)
annulment
59.
Traditionally, who paid for the rehearsal dinner?
a)
the bride's family
b)
the groom's family
60.
A child may be emancipated by
a)
running away
b)
turning 21
c)
getting married
d)
graduating from high school
61.
Any property that a person owned before marrying
a)
belongs to both spouses equally
b)
belongs only to the person who owned it before marriage
c)
becomes community property
d)
becomes marital property
62.
Which of the following is true of same-sex marriages in the United States?
a)
The stigma surrounding homosexuality has disappeared completely.
b)
ALL states have legalized same-sex marriage.
c)
All Federal courts have banned same-sex marriage.
d)
Gay couples in all states can form “civil unions.
63.
Purpose of the Executor of a Will?
a)
Carry out the wishes on a will
b)
make sure all debts are paid of the deceased
c)
Carry out the wishes on a will, make sure all debts are paid of the deceased
64.
Person being sued in Small Claims Court
a)
Defendant
b)
Plaintiff
c)
Lawyer
d)
Friend in Court
65.
A witness to a will is actually witnessing what?
a)
you signing the will
b)
you writing the will
c)
who gets what stuff
d)
you revoking the will
66.
A person who receives something in a will is called
a)
lucky
b)
an heir
c)
a hair
d)
an air
67.
Betty and John want to have a ceremonial marriage, who can marry them?
a)
Judge
b)
Lawyer
c)
Plantiff
d)
Grantor
68.
Terry gets to spend an equal amount of time with his mom and his dad after they divorce. Terry’s parents have what?
a)
Testator
b)
Joint Custody
c)
Custody
d)
Lawyer
69.
What term is given to a legal procedure that effectively erases a marriage?
a)
Consanguinity
b)
Joint Custody
c)
Annulment
d)
Child Support
70.
Document that provides for the distribution of your property when you die
a)
Will
b)
heir
c)
Power of Attorney
d)
Beneficiary
71.
Someone who receives property by a will
a)
Bequest or Legacy
b)
Beneficiary
c)
Heir
d)
Testator
72.
Maria’s mother dies. Maria is left with her mother’s car and house. What is the car and house considered?
a)
Codicil
b)
Inheritance
c)
Beneficiary
d)
Annulment
73.
Gillespie decides that he wants to create a will. He writes the will in front of a lawyer and his assistant. What are the lawyer and the assistant considered?
a)
Witnesses
b)
Guarantors
c)
Beneficiary
74.
George signed a document giving his wife permission to act on his behalf during his illness. Which term identifies the type of document George signed?
a)
Power of attorney
b)
Common law
c)
Agency by estoppel
75.
A court supervised procedure that validates a deceased person's will
a)
Probate Court
b)
Federal Court
c)
Local Court
d)
Family Court
76.
is a tort that results when one person carelessly injuries another. It is an accidental tort and requires no intent
a)
negligence
b)
putative damages
c)
tort
d)
vicarious
77.
The person who makes a will.
a)
administrator
b)
testator
c)
holographic
d)
codicil
78.
All of the following could be considered closing costs except:
a)
A title search
b)
Cost of repainting kitchen before moving in
c)
Fee of obtaining credit report
d)
Title insurance
79.
A real estate agent is able to:
a)
Get you a lower price on a home
b)
Arrange for you to tour homes that you are interested in purchasing
c)
Assist you at closing
d)
Both b and c
80.
Find the total interest paid on a loan of $117,000 financed at 6% interest for 40 years.
a)
$644.67
b)
$309,441.60
c)
$192,441.60
d)
$155,548.62
81.
In the early years of a 30-year mortgage loan,
a)
equal amounts go to principal and interest.
b)
most of the payment goes to the principal.
c)
most of the payment goes to interest.
d)
Principal is more than interest
82.
Consider two mortgage loans with the same amount borrowed and the same APR. Loan 1 is fixed for 15 years, and Loan 2 is fixed for 30 years. Which statement is true?
a)
Both loans will have the same monthly payments, but you'll pay less total interest with Loan 1.
b)
Loan 1 will have higher monthly payments, but you'll pay less total interest over the life of the loan.
c)
Loan 1 will have lower monthly payments, and you'll pay less total interest over the life of the loan.
d)
Loan 1 will be paid off later
83.
A partial payment of cash, at the time of purchase. Usually between 5% and 25% or more of the purchase price.
a)
Down Payment
b)
Equity
c)
Closing Costs
d)
Interest
84.
This is the total amount borrowed from the bank to purchase a new home.
a)
Down Payment
b)
Mortgage
c)
Principal
d)
Interest
85.
Purpose of an Bank ESCROW account
a)
to hold money related to final purchase of a home or hold money until needed
b)
to lower bank interest rates
c)
to provide a real estate monies to advertise and show your property
d)
to pay for home inspection prior to purchase
86.
You pay these taxes based on the value of home and the land it sits on.
a)
Property Taxes
b)
Land Taxes
c)
Home Taxes
d)
Income Taxes
87.
A legal document transferring ownership of the property
a)
Equity
b)
Agreement of Sale
c)
Mortgage
d)
Deed
88.
The difference between how much a house is worth and how much is owed on the house.
a)
Closing Cost
b)
Equity
c)
Points
d)
Purchase Price
89.
Legal term applied to the action of a lender forcing the re-payment of the debt on the home by taking the home and selling it.
a)
HUD
b)
Escrow
c)
Mortgage
d)
Forclosure
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