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Worksheets

Investing

Total questions: 40

Worksheet time: 30mins

Name
Class
Date
1.
_______ describes the stock market when prices have been steadily rising and people are optimistic?
a)
Bull
b)
Bear 
c)
Monkey
d)
Mongoose
2.

A market where existing conditions are driving stock prices down is known as a _____ market.

a)

Bear

b)

Bull

c)

Monkey

d)

Mongoose

3.

A company earned $150 million during the year. There are 25 million outstanding shares. What are the company's earnings per share?

a)

2 million

b)

4 million

c)

6 million

d)

8 million

4.

The two leading stock exchanges in the United States are

a)

Nekki and GBSE

b)

Standardard and Poors

c)

NASDAQ and Kekki

d)

New York Stock Exchange and NASDAQ

5.

Kelly purchased 5 shares of Nike stock for $70 a share in April 2012. In April 2015, she decides to sell the stock.The stock price at that time is $90 per share. What is her capital gain?

a)

$20

b)

$160

c)

$100

d)

$200

6.

_____ is an investment strategy in which you spread you investment dollars among different sectors, industries, and securities to balance or reduce the level of risk?

a)

Liquidity

b)

Diversification

c)

Splitting

d)

Funding

7.

What is the best description of the relationship between risk and return?

a)

The higher the risk, the lower the return

b)

The lower the risk the greater the potential for return

c)

Buy high, sell low

d)

The higher the risk, the greater the potential for return

8.
Tiffany has been earning money in a medium risk investment for 10 years. She is going to use that money as a down payment on a house in six months. What should she do?
a)
Move it to a CD
b)
Keep it in the investment
c)
Transfer it in to a Bond
d)
Open a mutual fund account
9.
Sandra gave EFG Company $1,500. She is guaranteed 4% interest per year on her investment for the next 5 years. At the end of her 5 years she will receive $1,824.98 back. What type of investment tool did she purchase?
a)
Certificate of Deposit (CD)
b)
Stock
c)
Corporate Bond
d)
Mutual Fund
10.

________ are investments backed by the government?

a)

CDs

b)

Bonds

c)

IRAs

d)

Stocks

11.

A ______ account typically earns the lowest rate of return?

a)

Certificate of Deposit (CD)

b)

money market

c)

savings

d)

Stocks

12.
A ______ is low risk investment option requires that your money be held for a specified period of time?
a)
Certificate of Deposit (CD)
b)
money market
c)
savings
d)
Stocks
13.
What is a major difference between stocks and bonds?
a)
Stocks involve risk
b)
Stocks have minimum risk
c)
Bonds are high risk
d)
Bonds have no risk
14.

If you want to double $1000 using an investment that earns 6% interest compounded annually, how long will it take you?

a)

6 years

b)

8 years

c)

10 years

d)

12 years

15.

What interest rate, compounded annually would be necessary in order to double $500 in 5 years?

a)

3%

b)

7%

c)

14%

d)

25%

16.

Company profits that are distributed to shareholders during profitable times are called

a)

Stocks

b)

capital loss

c)

capital gains

d)

dividends

17.

What dollar amount makes a stock a penny stock?

a)

$0.01

b)

$1

c)

$2

d)

less than $5

18.

High risk corporate bonds are called.

a)

Penny stocks

b)

T bills

c)

Junk bonds

d)

EE Bonds

19.
You have to pay taxes on any capital gains from your investments. True/False
a)
TRUE
b)
FALSE
20.

The _______ can help you figure out approximately how long it will take your money to double at a given interest rate.

a)

Rule of 27

b)

Rule of 72

c)

50/50 Rule

d)

30/20 Rule

21.

What is the difference between a corporate bond and a government bond?

a)

Corporate bonds are more secure

b)

Government bonds earn a higher interest rate

c)

Government bonds are low risk

d)

Corporate bonds pay less interest

22.
The act of purchasing assets with the goal of increasing your future income is
a)
investing
b)
speculating
c)
collecting
d)
liquidating
23.
The longer you can wait for your investment to generate returns, the more risk you can take. True/False
a)
TRUE
b)
FALSE
24.

The more people you are supporting, the higher the risk you can afford to take. True/False

a)

TRUE

b)

FALSE

25.

Which is considered a high risk investment?

a)

Bonds

b)

Mutual funds

c)

Stocks

d)

Collectibles

26.

Which is considered a medium risk investment?

a)

Certificate of Deposit (CD)

b)

Junk bonds

c)

Stocks

d)

Collectibles

27.
Which is considered a low risk investment?
a)
Certificate of Deposit (CD)
b)
Junk bonds
c)
Stocks
d)
Collectibles
28.
The _______ regulates depository institutions.
a)
Federal Reserve
b)
Securities and Exchange Commission
c)
Federal Deposit Insurance Corporation
d)
National Credit Union Association
29.
Assets that can quickly be converted into cash are considered
a)
liquid
b)
collateral
c)
capital
d)
divirsified
30.

Companies that want to be listed on a stock exchange must first register with the

a)

Federal Reserve

b)

Securities and Exchange Commission (SEC)

c)

Federal Deposit Insurance Corporation (FDIC)

d)

Federal Communications Commission (FCC)

31.

A plan where the employer pays the employee a certain amount of money upon retirement.

a)

Defined Benefit Plan

b)

Defined Contribution Plan

c)

Money Market Account

d)

Certificate of Deposit

32.

A retirement plan set up by employers for employees to contribute to their retirement fund.

a)

Defined Benefit Plan

b)

Defined Contribution Plan

c)

Money Market Account

d)

IRA

33.

Securities are

a)

stocks, bonds, and other investments sold on the stock market.

b)

certificates of deposits and money market accounts.

c)

M1 and M2 money.

d)

detection systems offered by companies such and ADT.

34.

Which of the following retirement plans is not tax-deferred?

a)

Roth IRA

b)

Traditional IRA

c)

401K

d)

SEP IRA

35.

Buying on the margin means

a)

loaning the stock broker money to purchase more stocks.

b)

borrowing money from the broker to purchase stocks.

c)

buying junk bonds.

d)

buying penny stocks.

36.

A high price earnings ratio means

a)

the stock is expensive.

b)

the stock is economically priced.

c)

the company is having financial troubles.

d)

the stock is cheap.

37.

An advantage of having an Individual Retirement Account (IRA) is

a)

you manage and control the account.

b)

your employer puts money into your account.

c)

you can withdraw money when you want.

d)

you set it up through your your employer.

38.

Regulates the sale of stocks, bonds and other securities.

a)

Federal Reserve (FED)

b)

Securities and Exchange Commission (SEC)

c)

New York Stock Exchange (NYSE)

d)

NASDAQ

39.

Buy ______, Sell ________

a)

low, high

b)

high, low

c)

daily, immediately

d)

bull, bear

40.

Which of the following investors is a risk taker.

a)

Aggressive

b)

Moderate

c)

Conservative

d)

Liberal