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Worksheets

Wise Review 2

Total questions: 36

Worksheet time: 2hrs 16mins

Name
Class
Date
1.

What are three ways you have benefited from taxes today?

a)

Zoo's, Arena's, and Walmart

b)

Highway Signs, Highways, and bike reflectors

c)

Police Officers, Teachers, and the Internet

d)

Schools, Libraries, and Clean Communities

2.

What form do you complete upon being hired

a)

W-2

b)

W-4

c)

1099

d)

1098

3.

FICA is also referred to as?

a)

Medicare

b)

Medicaid

c)

Social Security

d)

Federal Information Contribution Agency

4.

Excise tax is often?

a)

On Food

b)

Hidden in the price of an item

c)

A % of the total price bought

d)

Higher than all the other taxes

5.

Property Tax is tax paid on?

a)

Goods and Services

b)

Earned Income

c)

Building, Land, Vehicles

d)

Airline Tickets

6.

The form given to you from your employer to help you fill out your taxes?

a)

1099

b)

1098

c)

W-2

d)

W-4

7.

The tax form that for those that make less than $100,000 and claim no deductions.

a)

1040

b)

1040A

c)

1040EZ

d)

1030

8.

Your W-4 can only be changed once.

a)

True

b)

False

9.

Your W-2 helps you to fill out your tax form and file your taxes?

a)

True

b)

False

10.

Employment Eligibility Verification Form required by the Immigration and Naturalization Services (INS) to verify your identity and your eligibility to work; filled out before you begin working

a)

I10

b)

I9

c)

w2

d)

w4

11.
What are the two types of depository institutions?
a)
Credit Unions and Banks
b)
Savings and Checking
c)
Wallets and Purses
d)
Loans and Credit
12.
Why is it important to create a budget?
a)
You earn more money
b)
You get things you want before you get things you need
c)
Helps you plan how you are going to spend your money
d)
They're pointless
13.
What type of expense is rent?
a)
Fixed
b)
Variable
14.
What type of expense are groceries?
a)
Fixed
b)
Variable
15.
What does it mean to reconcile your checkbook?
a)
this happens when you fill out your check register.
b)
At the end of the month you check to see if your check register matches your bank statement.
c)
This happens when you go to the bank and deposit money 
d)
This happens each time you write a check. 
16.
Monthly report that states your transactions and balance
a)
WALL STREET JOURNAL
b)
BANK STATEMENT
c)
SCHOOL STATEMENT
d)
CHECKING REPORT
17.
Monthly report that states your transactions and balance
a)
WALL STREET JOURNAL
b)
BANK STATEMENT
c)
SCHOOL STATEMENT
d)
CHECKING REPORT
18.

Your credit score affects:

a)

What credit unions you can join

b)

The loans you can get and your interest rate

c)

The amount of money that your bank will insure

d)

What universities will accept you

19.

Credit scores can range from:

a)

100-1000

b)

1-10

c)

200-900

d)

300-850

20.

Which one is NOT one of the three credit reporting agencies?

a)

TransAmerica

b)

Experian

c)

Equifax

d)

TransUnion

21.

A person with a good credit score probably:

a)

gets new credit cards a lot

b)

does not get a lot of new credit cards

22.

A person with a good credit score probably:

a)

has a long credit history

b)

has a short credit history

23.

A person with a good credit score probably:

a)

owes a lot of money.

b)

does not owe a lot of money.

24.

A person with a good credit score probably:

a)

. . . has a history of paying all bills.

b)

. . . has a history of not paying bills.

25.

Which TWO components are the most important in determining your credit score?

a)

New credit and types of credit

b)

Length of credit history and new credit

c)

Payment history and amount owed

d)

New credit and length of credit history

26.

This type of interest "creates a mathematical explosion," and it can make you wealthy over time, or keep you in debt for a long time.

a)

compound

b)

sinking

c)

annual

27.

Amount of money originally borrowed

a)

Mortgage

b)

Principal

c)

Annual percentage rate (APR)

d)

Finance company

28.

401(k), IRA, and Roth IRA are all examples of a __________ account.

a)

Retirement

b)

College Savings

c)

Low Interest

d)

Stock

29.

Because mutual funds spread your investment around in multiple stocks and bonds, they are a great example of this term

a)

diversification

b)

overdraft

c)

debt

d)

beneficiary

30.

If a person makes a deposit of $10,000 or more into a bank account, the bank must notify the

a)

US Treasury Department.

b)

Federal Deposit Insurance Corporation. (FDIC)

c)

State Banking Commission.

d)

Federal Reserve Board

31.

Which financial product can you buy for $25, is safe, and will be worth $50 at a future date?

a)

Series EE savings bond

b)

Certificate of deposit

c)

50 shares of ABC Co. stock

d)

ABC Co. bond

32.

The basic concept of credit is:

a)

Savings

b)

Pay now, buy later

c)

Something only people without high paying jobs need

d)

Buy now, pay later

33.

A loan which is based on a persons credit worthiness?

a)

Unsecured

b)

Secured

c)

Revolving

d)

Installment

34.

Example of a secured loan

a)

car loan

b)

loan based on credit worthiness

35.

Example of unsecured loan

a)

house mortgage

b)

credit card

36.

Maximum amount of credit available to use is known as

a)

line of credit

b)

credit limit