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WorksheetsStandard 3-Understand the Principles of Earning-Personal Finance
Total questions: 33
Worksheet time: 11mins
Match skills, abilities, interest and values with a list of specific occupations. Possible related to ones interest.
Career Assessments
Commission
Dependent
Following a career plan to reach your career goal. Veterinary technician to become a veterinarian
Gross Income
Career Pathway
Commission
Losing credits for classes already taken
Career
Industry
Changing Major and or College
Staying at curent job with lower cost of living than job offered. Average cost of basic necessities, housing and food
Cost of Living
Career
Career Cluster
Items not helpful: copies of elementary and middle school report card
Career
College. Training Application Folder
Gross Pay
Recommended that one's educational loan payments require no more that 10-15% of estimated starting income.
Career
Career Cluster
Debt-to-Income Ratio
Company offering gym membership, flexible hours, repayment of education loans, merchandise discounts, and child care
Employee Benefits
Career
Gross Pay
Not a consequence, of being able to attain a marriage license
Job
Defaulting on Student Loan
Net income
Interest rates for Stafford loans tend to be higher because the loans are held for a relatively long period of time.
LifeStyles
Net Income
Direct Subsidized Stafford Loan
Pay directly into checking account at depository institutions for each pay period. Most secure method for employer to pay employees.
Direct Deposit
Career
Occupation
Higher estimated lifetime earnings
Industry
Formal Educational Training
Medicare
Scholarships or any type of student aid determined which type of need-based aid you qualify for.
Career
Gross Pay
Free Application for Federl Student Aid (FAFSA)
One's lifestyle is to their standard of living as present is to:
Future
Life style
Industry
Total pay before payroll deductions. Reviewing pay stub to determine money earned before deductions were subtracted.
Gross Pay
Medicare
Payroll card
Least efffective- playing video games to further develop eye-hand coordination. Staying current and continuing education
Pay Period
Human Capital
Salary
Develop personal goals,complete a career assessment, and research careers.
Cost of Living
Payroll
Informal Career Decision
Common tasks and typical daily activities
Job Shadow
Lifestyles
Salary
"Can I get the education and training I need near where I currently live?"
Salary
Tax Bill
Least Important to consider for a SMART goal.
Will not help maintain employability, seeking to blend personal and professional images online to show a varied and interesting life in both in and outside of work.
Lifelong Employment
Commision
Dependent
Add deduction and subtract from gross pay. Gross income - deduction =
Payroll Card
Career
Net Pay
The money one would have earned if she/he had worked instead of continuing her/his education
Opportunity Cost
Employment
Transferable Skills
Employee benefit employer provides
Salary
Paid ick leave
Net Income
Federal and state income tax, (FICA) social security and medicare deductions are all required.
Paycheck deductions
Salary
Taxes
Regular schedule that employers use to pay employees
Pay Period
Workers Compensation
Cost of Living
Will need to pay federal and state taxes from your pay
Dependent
Total Tax Bill
Paying with cash instead of payroll check
Ways to receive money tou will not have to repay
Dependent
Salary
Pell Grants, Work Study, and Scholarships
True statement: Regarding college level expectations for studying and completeing projects
Plan Backwards from Major Deadlines
Dependent
Career
Courses will not count toward degree, and tution is not charged, this is not a true statement
Remediation in Math
Dependent
Career
Most people have several careers throughout their lifetime - Not true
Sevearl Career Changes
Career
Dependent
Education pays in higher earnings and lower unemployment rates
Thesis Statement
Career Cluster
Dependent
Versatile skills that can apply to personal roles. Used in your job that acquired through past jobs. volunteering, hobbies, school sports or other life experiences
Transferable Skills
CAREER Cluster
Salary
Many careers would support your well -being. Career exploration allows you to find the one that pays the most so your well-being is enhanced to the highest deree. Not true
Value of Career Search
Salary
Standard of Living
Versatile skills that are applied to personal and professional roles
Transferable Skills
Social Security
Career
