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LIFE ECON Test #2 Study Quiz

Total questions: 49

Worksheet time: 2hrs 49mins

Name
Class
Date
1.

What is the largest source of U.S personal income?

a)

Agriculture

b)

Jobs

c)

Transfer Payments

d)

Inherited Money

2.

What are transfer payments?

a)

Money that is transferred to you from your job.

b)

Money that is transferred to you from your parents.

c)

Payments from the government for doing no work.

d)

Payments from the government from doing work.

3.

What is the largest source of transfer payments?

a)

Social Security

b)

Veteran's Benefits

c)

Teacher Retirement

d)

Food Stamps

4.

What is the difference between a durable and non-durable good?

a)

A durable good lasts for longer than one year.

b)

A non-durable good lasts for longer than one year.

c)

A durable good can be hit by a truck and still work.

d)

A non durable good can be hit by a truck and still work.

5.

Which of the following is not a trait of a proprietorship?

a)

One Owner

b)

No Liability

c)

Unlimited Liability

d)

Difficulty Raising Money

e)

Independent Decision Making

6.

What does unlimited liability mean?

a)

If you cannot pay a debt as a business, your personal items can be seized to pay that debt.

b)

If you cannot pay a debt as a business, you will go to jail.

c)

If you cannot pay a debt as a business, the mafia will hunt you down.

d)

If you cannot pay a debt as a business, you will need to get a loan from the bank.

7.

What types of businesses have unlimited liability?

a)

Proprietorship, Partnership

b)

Partnership, Corporation

c)

Corporation, Proprietorship.

d)

Proprietorship

8.

What is a conglomerate merger?

a)

A corporation acquires another corporation that produces unrelated goods and services.

b)

A corporation acquires another corporation that supplies its inputs or distributes its products.

c)

A corporation acquires another corporation that competes in the same market.

9.

What is a vertical merger?

a)

A corporation acquires another corporation that supplies its inputs or distributes its products.

b)

A corporation acquires another corporation that competes in the same market.

c)

A corporation acquires another corporation that produces unrelated goods and services.

10.

What is a horizontal merger?

a)

A corporation acquires another corporation that competes in the same market.

b)

A corporation acquires another corporation that supplies its inputs or distributes its products.

c)

A corporation acquires another corporation that produces unrelated goods and services.

11.

What is an industry?

a)

Group of firms producing similar products or using similar processes.

b)

Group of firms producing different products.

c)

A group of firms that took part in the industrial revolution.

d)

Group of firms that compete against each other for the same suppliers.

12.

What is a market?

a)

Firms that sell similar products or use similar products, or use similar processes, and compete for the same buyers.

b)

Firms that sell different products, use different products, use different processes, and do not compete for the same buyers.

c)

A group of firms that are grouped together in the same geographical area.

d)

A group of firms that market products together and mutually trade with each other.

13.

What are the four main aspects that define different markets?

a)

Number of sellers

b)

Type of Product

c)

Ease of entry/exit

d)

Long Run Profit

e)

Geographical Location

14.

What are the three factors that distinguish a purely competitive market?

a)

Large # of sellers

b)

Identical Products Offered

c)

Easy Entry/Exit

d)

Hard Entry/Exit

e)

Few Sellers

15.

Why are purely competitive firms known as price takers?

a)

They have no control over the price of their products.

b)

They take the money of the buyers.

c)

They control the prices, and take control of the price away from the buyers.

d)

They take price cuts to their products due to decreased demand.

16.

True or False: Purely competitive firms make a normal profit.

a)

True

b)

False

17.

True or False: Monopolistic firms make an economic profit.

a)

True

b)

False

18.

True or False: Oligopolistic firms make an economic profit.

a)

True

b)

False

19.

True/False: Normal profit means you break even.

a)

True

b)

False

20.

True/False: Economic Profit means you break even.

a)

True

b)

False

21.

What is the difference between a purely competitive firm and a monopolistic firm?

a)

A monopolistic firm has less sellers, and differentiated products.

b)

A monopolistic firm has more sellers, and differentiated products.

c)

A monopolistic firm has more sellers, and identical products.

d)

A monopolistic firm has no sellers, and no products.

22.

Look at this demand curve.

Which form of firm will have demand curve?

a)

Monopoly

b)

Oligopoly

c)

Purely Competitive

23.

Which of the following does not help explain why an oligopolist faces a kinked demand curve?

a)

Competitors will not raise prices when the oligopolist does, but will lower prices when the oligopolist does.

b)

You lose buyers when prices go up because your competitors don't raise their prices.

c)

You only gain a few buyers when you lower your prices because your competition lowers their prices too.

d)

You will gain a lot of buyers when you lower your prices because the competition will not lower their prices.

24.

What is a natural monopoly?

a)

When you buy all of the properties in your monopoly by landing on them.

b)

Occurs when it’s more efficient or less costly to only have one seller in a market.

c)

When you own a number of businesses and have no carbon footprint.

d)

When you own three parcels of land right next to each other.

25.

Which of the following is not a feature of a monopoly?

a)

One seller

b)

No possibility of entry into the market by new sellers

c)

No need for differentiation or advertising

d)

Unlimited Liability

26.

Which firm's long-run demand curve is the market curve?

a)

A monopolistic firm

b)

An oligopolistic firm

c)

A pure competition firm

d)

A marketing firm

27.

Which of the following is not a major macroeconomic goal of the U.S?

a)

Full Employment

b)

Full Production/Economic Growth

c)

Stable Prices

d)

Free Trade with other nations

28.

This legislation gave the federal government the responsibility to create an environment where full employment, production, and stable prices could be achieved.

a)

Employment Act of 1946

b)

Tea Act of 1773

c)

Economy Act of 1933

d)

FDR's "New Deal"

29.

________ occurs when people are voluntarily out of work for a short period of time while searching for a job.

a)

Frictional Unemployment

b)

Fictional Unemployment

c)

Cyclical Unemployment

d)

Structural Unemployment

30.

What is meant by "full employment"?

a)

Only those voluntarily out of work are unemployed, or the unemployment rate includes only frictional unemployment.

b)

Everyone in the labor force is employed.

c)

Everyone in the labor force is employed except those part of Cyclical Unemployment.

d)

Every person in the country has a job and is working.

31.

Who is included in the labor force?

a)

Someone who is 16 or older.

b)

Someone who is actively working for work.

c)

Someone who is a stay at home mom.

d)

Someone who is living off of the government.

32.

What are discouraged workers?

a)

Persons who drop out of the labor force because they have been unsuccessful for a long period of time in finding a job.

b)

Persons who drop out of the labor force temporarily due to seasonal downturns, but will get their jobs back.

c)

Persons who drop out of the labor force because they turned to the dark side.

d)

Persons who drop out of college.

33.

How do we measure the "natural rate" of unemployment?

a)

Unemployment rate that includes the frictionally and structurally unemployed.

b)

Unemployment rate that includes the structurally unemployed.

c)

Unemployment rate that includes the frictionally unemployed.

d)

Unemployment rate that includes the frictionally and cyclincal unemployed.

34.

_____ is an increase in the general level of prices.

a)

Inflation

b)

Deflation

c)

A Price Hike

d)

Demand Increase

35.

Which of the following is not a consequence of inflation?

a)

Intensifies scarcity when income does not rise as quickly as prices.

b)

Penalizes some groups, such as savers receiving low interest rates.

c)

Changes the value of assets.

d)

Politically and socially destabilizing.

e)

Farmers' Markets have more products to sell

36.

The buyers in a market have a ton of money, and want to buy a lot of items. However, the market cannot produce enough of what the buyers want.

What type of inflation is occurring?

a)

Demand-Pull Inflation

b)

Cost-Push Inflation

c)

Hyper-Inflation

37.

Prices have risen on raw materials, and as a result the production costs have gone up. In order to be able to continue producing, a company passes the cost of these materials onto the buyers.

What kind of inflation is occurring?

a)

Hyper-Inflation

b)

Cost-Push Inflation

c)

Demand-Pull Inflation

38.

_____ measures changes in the prices of goods and services that consumers typically purchase.

a)

Consumer Price Index

b)

GDP

c)

Real GDP

d)

IRA

39.

____ is a dollar figure that measures the monetary value of all finished goods and services produced in an economy in one year.

a)

GDP

b)

Real GDP

c)

Inflation

d)

Consumer Price Index

40.

The main difference between the GDP and the Real GDP is that the Real GDP...

a)

Is not a russian spy

b)

is adjusted for/takes into account inflation

c)

Is honest with their accountability partner

d)

Measures all tariffs on foreign trade

41.

What does this image illustrate?

a)

Dave Ramsey's Steps to Financial Peace

b)

Mrs. Blair's Steps to Financial Peace

c)

Miss Hartley's Steps to Financial Peace

d)

President Trump's Steps to Financial Peace

42.

You should pay off your _____ debt first according to Dave Ramsey.

a)

Smallest

b)

Hairiest

c)

Biggest

d)

most interest-heavy

43.

What does Dave Ramsey say about saving for retirement while paying off debt?

a)

Put 15% of your income into retirement plans.

b)

Don't save for retirement until all debt is paid

c)

Don't save for retirement until after age 60.

d)

Retirement is a myth coined by the Illuminati.

44.

What is an emergency fund?

a)

A fund to help protect against emergencies.

b)

A fund used to start emergencies in order to keep the public in the dark about what's REALLY going on.

c)

A fund that you throw together when an emergency happens by looking under your couch cushions.

d)

A fund for retired emergency service technicians.

45.

How much should you invest in retirement?

a)

15%

b)

10%

c)

30%

d)

100%

46.

Why should you save for retirement before your child's college?

a)

Because your college student can get a job or a loan, and you cannot get a job once you retire.

b)

Because colleges won't exist in 20 years due to the high dropout rate.

c)

Because college is a gigantic scam created by the illuminati.

d)

You shouldn't. Your child's future comes first.

47.

When should you purchase long term care insurance?

a)

Never

b)

After age 60.

c)

As soon as possible

d)

I'm not going to survive that long.

College will do me in long before I need it.

48.

If your assets are greater than your liabilities you have?

a)

Positive Net Worth

b)

Negative Net Worth

c)

Positive Self-Esteem

d)

Negative Self-Esteem

49.

If you have more liabilities than assets, you have....

a)

Negative Net Worth

b)

Positive Net Worth

c)

Negative Self-Esteem

d)

Positive Self-Esteem