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Worksheets

FutureSmart Mod5

Total questions: 11

Worksheet time: 6mins

Name
Class
Date
1.

A loss is when:

a)

Revenue > Expenses

b)

Revenue < Expenses

c)

Revenue = Expenses

d)

None of the above

2.

A profit is when:

a)

Your revenue is higher than your expenses

b)

Your revenue and expenses are the same

c)

Your expenses are higher than your revenue

d)

None of the above

3.

Why would you put money into a savings account?

a)

To make frequent withdrawals at ATMs

b)

To earn interest on your money and grow your savings

c)

To access the money from this account with personal checks

d)

To easily access the money from this account with a debit card

4.

You sister is looking for a way to increase the amount of interest she is earning on her savings account. What should she do?

a)

Use the money from her savings account to open a checking account instead

b)

Switch to a savings account with a lower interest rate

c)

Make monthly withdrawals from her savings account

d)

Deposit money into her savings account each month

5.

Aaron wants to open a savings account. Which account will grow his money the most?

a)

Account 1 - Interest rate 2%, Interest compounded daily

b)

Account 2 - Interest rate 1%, Interest compounded daily

c)

Account 3 - Interest rate 2%, Interest compounded semi-annually

d)

Account 4 - Interest rate 1%, Interest compounded annually

6.

Which account will help you save money and earn the most interest?

a)

Savings Account

b)

Checking Account

c)

Certificate of Deposit

d)

Credit Card

7.

What is required when opening a checking account?

a)

A Salary

b)

A Credit Card

c)

A Master’s Degree

d)

An Initial Deposit

8.

Revenue is:

a)

The amount of money a company pays its employees

b)

The amount of money a company has left after paying bills

c)

The amount of money a company makes from sales

d)

The amount of taxes a company has to pay

9.

The average price of a gallon of milk increased from $3.00 last year to $3.50 this year. This is most likely due to __.

a)

the stock market

b)

inflation

c)

deflation

d)

the market basket

10.

Which of the following best describes deflation?

a)

An increase in the cost of goods and services

b)

A decrease in the cost of goods and services

c)

A decrease in purchases of a good or service

d)

An increase in purchases of a good or service

11.

What is the first step you should take when opening a savings account?

a)

Make your initial deposit

b)

Go to the bank and fill out an application

c)

Present your photo ID to the bank representative

d)

Review the different account options at your bank