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Saving and Investment Vocab Assessment

Total questions: 15

Worksheet time: 8mins

Name
Class
Date
1.

A measure of how quickly an asset can be turned into cash

a)

diversification

b)

liquidity

c)

market timing

2.

An investment that is not subject to taxation

a)

tax deferral

b)

inflation risk

c)

taxation risk

d)

tax-exempt

3.

A debt instrument issued by a corporation or government

a)

portfolio

b)

stock

c)

bond

d)

estate

4.

Buying and selling stocks based on what the market is expected to do

a)

retirement

b)

financial security

c)

market timing

d)

diversification

5.

Unplanned or possible events

a)

contingencies

b)

bear markets

c)

foundations

d)

emergency funds

6.

The chance that factors affecting an industry as a whole will affect the value of an investment

a)

tax deferral

b)

industry risk

c)

inflation risk

d)

tax-exempt

7.

Short-term goals are those you want to accomplish in the next two to five years.

a)
b)
8.

A systematic saving and investing plan is designed for growth in the long run, not for short-term results.

a)
b)
9.

You should start planning for retirement when you begin your first career.

a)
b)
10.

Tax deferral allows your investment to grow for years without being taxed.

a)
b)
11.

Bear markets typically last longer than bull markets.

a)
b)
12.

Any place where investments are bought and sold

a)

estate

b)

financial market

c)

bull market

d)

bear market

13.

Holding a variety of investments for the purpose of reducing overall risk

a)

investment tracking

b)

portfolio

c)

emergency fund

d)

diversification

14.

Investing the same amount of money on a regular basis

regardless of market conditions

a)

dollar-cost averaging

b)

investment tracking

c)

market timing

d)

diversification

15.

Tax deferral allows your investment to grow for years without being taxed.

a)
b)