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Investment Basics

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

The "rate of return" is

a)

The rate of how long you have to hold an investment

b)

The rate that you have to pay to buy an investment

c)

The percentage of increase or decrease expressed by percentage of the investment's cost

d)

The interest rate earned

2.

A long term investment vehicle often issued by insurance companies that guarantee a base rate of return while guaranteeing the principal:

a)

Mutual Fund

b)

Stock

c)

Fixed Annuity

d)

Cryptocurrency

3.

A single share of ownership of a legally formed company is called a:

a)

Bond

b)

Mutual Fund

c)

Annuity

d)

Stock

4.

True or False: An IRA or 401K can be invested in several different kinds of investments

a)

True

b)

False

5.

The best chance of a gain in a portfolio is:

a)

a diversified approach over an extended period of time

b)

luck

c)

trading as Warren Buffet does

d)

investing in the same way that your parents/grandparent did

6.

An investment is:

a)

A contract between you and your bank for a checking account

b)

The outlay of funds for income or profit

c)

Only something that can be done through your 401K

d)

never a risk

7.

The chart used to show the value of a $1 through various investments and timeframes is called:

a)

Skittles Chart

b)

Venn Diagram

c)

Investment/Inflation Chart

d)

The Ibbotson Chart

8.

True or False: It is appropriate for someone who is contributing funds close to their retirement age to invest aggressively.

a)

True

b)

False

9.

A 529 is an investment vehicle that helps save for education for children. These accounts are generally invested in:

a)

Bonds

b)

Annuities

c)

Mutual Funds

d)

Single Stocks

10.

Before investing any funds, it is strongly advised that there is approximately ______-_______ months living expenses in a liquid account.

a)

6-9 months

b)

3-6 months

c)

1-3 months

d)

2-3 months