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Consumer Unit 3 Quiz Review

Total questions: 15

Worksheet time: 8mins

Name
Class
Date
1.

What is the most hacked password?

a)

Password

b)

Birthdays

c)

123456789

d)

Oldest child's name

2.

1. character: person's reputation

2. capacity: person's earning power and ability pay off debt with income.

3. capital items owned or assets.

Are known as what?

a)

3 Cs of Credit

b)

3 Cs of Marketing

c)

3 Cs of Education

d)

3 Cs of Cooking

3.

650-699 is consider what type of Credit Score?

a)

Fair

b)

Excellent

c)

Junk

d)

Good

4.

This is how Loans and Credit Companies produce revenue for their companies.

a)

Fees

b)

Interest

c)

Penalties

d)

Offers

5.

A business that is a dot.com such as Flipgrid, Google and Uber are examples of what type of business?

a)

Sole Proprietorship

b)

Partnership

c)

Internet Business

6.

When someone clones or copies your debit/credit card is known as what?

a)

Shoulder Surfing

b)

Cloning

c)

Skimming

d)

Lending

7.

What are the 3 Ls of Real estate?

a)

Location, Location, Location

b)

Look, Listen, Learn

c)

Location, latitude, Longitude

8.

This is the interest rate for a whole year (annualized), rather than just a monthly fee/rate, as applied on a loan, mortgage loan, credit card, etc.

a)

NRPA

b)

APR

c)

URL

d)

RCR

9.

A contractual arrangement calling for the lessee (user) to pay the lessor (owner) for use of an asset. Such as a car, house, apartment or property is known as what?

a)

Leasing

b)

Loaning

c)

Owning

d)

Time Share

10.

The 3 Cs of Credit are?

a)

Character, Capacity and Capital

b)

Crisis, Capital and Credit History

c)

Capital, Capacity and Collateral

11.

A credit reading of 700-749 is considered what?

a)

Fair

b)

Excellent

c)

Good

12.

Assures a consumer's right to access his or her credit file and dispute incorrect information is known as what Act?

a)

Fair Credit Reporting Act

b)

Equal Credit Opportunity Act

c)

Truth in Lending Act

13.

The Truth in Lending Act requires creditors to adequately inform consumers about credit terms and costs.

a)

True

b)

False

14.

A Score of 750 and above is considered Excellent Credit

a)

True

b)

False

15.

What is the amount of years you can serve for ID theft?

a)

15

b)

20

c)

10