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WorksheetsTransportation Review
Total questions: 26
Worksheet time: 15mins
Which type of insurance protects you from other drivers who don't have enough or any coverage?
Full Coverage
Personal Injury
Liability
Uninsured/Underinsured Motorist
We want loans with a _____________ APR.
higher
lower
Negotiating the price is not okay when purchasing a car.
true
false
Which claim does comprehensive insurance cover?
Hail Damage
Hitting a Deer
Theft
Hitting another vehicle
Dealerships have _________ interest rates than Credit Unions and Banks.
higher
lower
A used car loan should be ____ months.
24
36
48
60
Which form of insurance must be carried by drivers due to the law?
Full Coverage
Uninsured/Underinsured Motorist
Liability
Personal Injury Protection
The time period for an auto loan is expressed in ________.
years
months
days
Which of the following affects how much you will pay for auto insurance?
Car Make & Model
Car Year
Car Color
Car Safety Features
The longer the loan term, the ___________ the total payment.
higher
lower
total is not affected
Which of the following are car maintenance tasks that MOST car owners can easily perform themselves?
changing windshield wipers
checking oil level
changing transmission fluid
changing headlight bulbs
40/100/80 In this liability insurance limit, what does the number 40 represent and mean?
$40,000 for property damage
$40,000 per person injury
$40,000 for accident injuries
40/100/80 In this liability insurance limit, what does the number 100 represent and mean?
$100,000 for property damage
$100,000 per person injury
$100,000 for accident injuries
40/100/80 In this liability insurance limit, what does the number 80 represent and mean?
$80,000 for property damage
$80,000 per person injury
$80,000 for accident injuries
What percentage of monthly net income should be set aside for transportation needs?
10%
20%
30%
40%
In an auto insurance policy, the _________ is the monthly fee to be covered.
policy
premium
deductible
In an auto insurance policy, the __________ is the amount of money you must pay toward fixing your car before insurance will cover the rest.
policy
premium
deductible
Term for "renting" a new car by making monthly payments, then giving the car back at the end.
loaning
leasing
testing
borrowing
A person who guarantees a loan for the borrower and must pay it if the borrower doesn't.
policyholder
tenant
cosigner
agent
What costs for transportation should you consider?
loan/lease payments
insurance costs
license and registration
fuel
The best way to save money on auto insurance is to ________________.
shop around to compare prices
get good grades
be a female
take a defensive driving course
It is a good idea to make a decision about a car purchase while at the dealership.
true
false
Which is the smartest way to pay for a vehicle?
loan
lease
cash
credit card
Purchasing cheaper insurance means:
more coverage
higher principal
less coverage
lower principal
When tightening bolts after changing a tire, go in a ___________ pattern.
clockwise
counter-clockwise
star
any of the above
_________________ insurance covers medical and hospital bills and sometimes funeral expenses.
Liability
Personal Injury Protection
Uninsured/Underinsured Motorist
Full Coverage
