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Money Matters Quiz

Total questions: 10

Worksheet time: 12mins

Name
Class
Date
1.

What does it mean to invest?

a)

expend money with the expectation of earning a profit on that fund over time.

b)

A savings plan operated by a state or educational institution designed to help set aside funds for future

college costs.

c)

Debt taken on for items that a consumer does not need and cannot afford

d)

Services offered by a bank for convenience, such as online banking, automatic transfer and check cancellation

2.

A period of economic decline during which trade and industrial activity are reduced is called a what?

a)

capital

b)

bank

c)

caveat emptor

d)

recession

3.

Which definition defines a scholarship?

a)

Maximum legal limit on contributions to a specific account

b)

An asset or amount of money provided as security for repayment of a loan.

c)

– An award of financial aid for the purpose of education that does not need to be repaid.

d)

An agreement by which a borrower receives something of value now and agrees to pay the lender at a later date.

4.

This is an outline of your work experiences , education and qualifications?

a)

repot

b)

resume

c)

recession

d)

recall

5.

This is a type of payment offered to students for education-related expenses that must be repaid.

a)

draft

b)

mortage

c)

student loan

d)

grant

6.

What is the definition of a nonprofit organization?

a)

A record of an individual’s past borrowing and payments

b)

A financial goal that will take longer than a year to achieve.

c)

A yearly fee associated with some financial accounts

d)

An organization chartered for purposes other than making profits.

7.

A professional who provides financial services and advice to individuals or businesses?

a)

financial adviser

b)

entrepreneur

c)

banker

d)

loan officer

8.

What is the definition of an entrepreneur?

a)

A plan for future spending and saving, weighing estimated income against estimated expenses

b)

A professional who provides financial services and advice to individuals or businesses

c)

Someone who owns or operates his or her own business

9.

17% of you paycheck needs to go into your savings account. Your paycheck was $563.00, so how much did you contribute to your savings account.

a)

9.71

b)

95.71

c)

467.29

d)

1.7%

10.

What percentage of money did you have left after you contributed 17% of your paycheck into your savings account?

a)

38%

b)

83%

c)

88%

d)

100%