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Financial Literacy Quiz 3 Review

Total questions: 14

Worksheet time: 7mins

Name
Class
Date
1.

What is it called when someone takes your personal information illegally for their personal use?

a)

skimming

b)

phishing

c)

identity theft

d)

dumpster diving

2.

What is the FTC?

a)

The central bank of the United States that regulates the U.S. money and financial system

b)

A government agency that helps fight against identity theft and helps promote consumer protection

c)

A corporation that uses a system to rank businesses, charities, and other organizations.

3.

A debit card lets you...

a)

buy something and have the amount taken directly out of your savings or checking account.

b)

borrow money from a company that you then pay back later with interest.

c)

have "instant money" of a certain dollar amount that is used at a certain location.

4.

Which card allows you to borrow money that have to pay back later? It's also considered to be a short term loan.

a)

debit card

b)

gift card

c)

credit card

5.

Which is true about a savings account?

a)

The balance stays the same; it pays you interest

b)

The balance can vary; it charges you interest

c)

The balance can vary; it pays you interest

d)

The balance stays the same; it charges you interest

6.

When someone pretends to be a trustworthy source in order to acquire personal information from you it's called...

a)

investing

b)

dumpster diving

c)

skimming

d)

phishing

7.

This image represents...

a)

dumpster diving

b)

phishing

c)

skimming

d)

identity theft

8.

What is skimming?

a)

When someone pretends to be a trustworthy source in order to acquire personal information from you.

b)

When thieves go through your trash and steal personal information.

c)

When thieves steal debit or credit card information using special technology/machines.

9.

"Instant money" of a certain dollar amount that can be used at a certain location is a...

a)

credit card

b)

gift card

c)

debit card

d)

Visa card

10.

Which of the following should you do in order to protect your identity? Choose 2!

a)

Do not use different passwords for different websites.

b)

Don't friend people on social media that you don't know in real life.

c)

Shop on secure and trusted websites.

d)

Don't use passwords or pass codes on your personal devices.

11.

Choose FOUR things you should never share over social media or the internet.

a)

Social Security Number

b)

A pet's name

c)

Credit card number

d)

A password

e)

phone number

12.

Dominic purchased a new $600 grill. He made payments of $100 on it over 6 months. What form of payment did Dominic use?

a)

credit card

b)

debit card

c)

gift card

13.

Why might someone use a credit card instead of a debit card?

a)

Because a credit card takes money out of your account right away.

b)

Because you don't have to pay the full amount on at item right away.

c)

Because a credit card is like instant money that you can use at a certain location.

14.

Which statements are true? Choose 2

a)

Identity theft can happen to anyone.

b)

Skimming is when people pretend to be a trustworthy source to get your personal information.

c)

We learned about 3 main ways that thieves can still your identity.

d)

Phishing is when you go through people's trash and steal documents out of it that have personal information.