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Life Skills Final Test Practice #2

Total questions: 25

Worksheet time: 25mins

Name
Class
Date
1.

What advertising strategy uses celebrity endorsements to sell a product/service?

a)

Repetition

b)

Star Power

c)

Shock Value

d)

Fear

2.

Which advertising strategy uses words and phrases over & over again?

a)

Star Power

b)

Fear

c)

Repetition

d)

Weasel Words

3.

Which advertising strategy plays on a consumers sense of feeling safe or serving safe food to your family?

a)

Fear

b)

Star Power

c)

Ideal Family

d)

Repitition

4.

Which advertising strategy uses a weird image to make you really look or think about an advertisement?

a)

Fear

b)

Ideal Family

c)

Star Power

d)

Shock Value

5.

Term for a person who buys goods and services...

a)

Consumer

b)

Retailer

c)

Whole Saler

d)

Reseller

6.

In which instance would you NOT be protected by consumer laws?

a)

Buying at WalMart

b)

Buying at Hugos

c)

Buying at a Garage Sale

d)

Buying from Rydell

7.

What is the term meaning a legally binding agreement between 2 or more parties which can be enforced by law?

a)

Agreement

b)

Seller

c)

Contract

d)

Sales Pitch

8.

Which one is NOT one of the three parts that has to be in place before there can be a official contract?

a)

Offer

b)

Acceptance

c)

Consideration

d)

Refusal

9.

How do most retailers make an offer to you to purchase something?

a)

Display on a shelf, hanger, or window

b)

Sell to you

c)

Email

d)

Text

10.

As a consumer, do you have the right to insist on purchasing an item or service?

a)

Yes

b)

No

c)

Sometimes

d)

Only on Tuesdays

11.

What might be an instance when a retailer refuses a consumer services or goods?

a)

Being a normal consumer

b)

Shopping without any issue

c)

When the retailer is moody

d)

Consumer has stolen before or is intoxicated

12.

What does FDIC do?

a)

Insures bank accounts

b)

Insures credit union accounts

c)

Takes in taxes

d)

Employer's research

13.

The NCUA & FDIC insure accounts up to how much money?

a)

100,000

b)

200,000

c)

250,000

d)

500,000

14.

This is the term for a tool that helps organize and record your spending with a checking account...

a)

Check

b)

Signature Card

c)

Deposit Slips

d)

Check Register

15.

Memberships must be paid when belonging to a...

a)

Bank

b)

Credit Union

c)

Retail Store

d)

Grocery Store

16.

The first grouping of numbers on the bottom of a check is...

a)

Routing number

b)

Bank number

c)

Check number

d)

Account number

17.

The second grouping of numbers of a check is...

a)

Routing number

b)

Bank Account number

c)

Check number

d)

Phone number of bank

18.

This is NOT a tip for writing a check...

a)

Use pen

b)

Use one line to correct errors

c)

Record in check register first

d)

Write with pencil only

19.

One way to avoid fraud when writing a check is to...

a)

Leave signature line blank

b)

Use a common, easy to copy signature

c)

Draw a line after each number (words & numbers)

d)

Add your social security number to your check info

20.

When will you ever sign a deposit slip?

a)

All the time

b)

When getting big bills back only

c)

If you are endorsing it

d)

When getting cash back

21.

A blank endorsement can be described as...

a)

The most dangerous

b)

The only one to use

c)

The most difficult to use

d)

The endorsement with a specific purpose

22.

An example of restrictive endorsement is...

a)

Cash

b)

Cash back

c)

For Deposit Only

d)

Closed Account

23.

What is the money the bank pays you for using your money called?

a)

Cash

b)

Interest Income/Taxable Interest

c)

Credit

d)

Deposit

24.

This characteristic does NOT describe a certificate of deposit...

a)

Can earn more interest

b)

Not as liquid as compared to savings accounts

c)

Must have a specific dollar amount

d)

Dollar amount can be anything

25.

Money market accounts are insured by...

a)

FDIC

b)

NCUA

c)

No one--because they deal with the stock market

d)

The investor themselves