WorksheetsMid Term Test-1
Total questions: 10
Worksheet time: 5mins
Our Bank has defined _______ Core Values.
5
6
7
9
Documents which is Letter of Confirmation of mortgage in case of property is in Joint Name is called
90 (P)
90 (J)
90 (C)
90 (M)
In a Branch head of Scale III account of Rs 73 Lacs is due for review, rating has degraded from BOB 6 to BOB 7 who has the power to review the account
Branch Head
Next Higher authority i.e Regional Office
Zonal Office
BCC
Calculate Drawing Power in the account
Stock- 10 Lacs
Sundry Creditors- 12 Lacs
Book Debts- 40 Lacs
Margin on Stock & Book Debts- 25% & 40% respectively
19.5 Lacs
24 Lacs
22.50 Lacs
22.80 Lacs
Which of these is not a Core Value of the bank?
Invention
Innovation
Integrity
Excellence
A letter of attestation has to be obtained in case of documents executed by illiterate person
LDOC 51
LDOC 53
LDOC 54
LDOC 39
A Education loan of Rs 7 Lacs backed by personal guarantee is in the power of
S-I
S-II
S-IV
DRMCC
You are scale III ( Senior Manager Branch Head) A borrower approached you for sanction of limit of Rs 120 Lacs under SME, the rating of the account is BOB 3. What is your observation
You can sanction the account upto 120 Lacs
You cannot sanction but can recommend & will be forwarded to next higher authority.
If mortgage of more than 120 Lacs is provided i can saction
None of the above
A borrower has been sanctioned CC limit of Rs 12 Lacs backed by mortgage. He has requested for enhancement to Rs 15 Lacs & it has been sanctioned by you. In an Ideal Situation What DP note you will take & for what amount
LDOC 2 for Rs 3 Lacs
LDOC 3(b) for Rs 3 Lacs
LDOC 3(b) for Rs 15 lacs
LDOC 5 for Rs 3 Lacs
What is true about Cheque return due to financial reasons in case of advance accounts
After 3 Cheque returns power to review rests with next higher authority
After 4 Cheque irrespective of amount power to review rests with next higher authority
After 6 Cheque irrespective of amount power to review rests with next higher authority
After 4 Cheques of 1 crore and above & 6 Cheques of any amount review power rests with next higher authority
