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WorksheetsYONO
Total questions: 50
Worksheet time: 38mins
Who is not eligible in YONO among the following?
Resident Individual, aged 18 years and above
ATM card holders
Customer who are availed RINB
Resident Individual, aged 18 years below
A dedicated application to on board Agriculture Segment Customer in YONO platform is named as ?
YONO Agri
YONO Kisan
YONO Krishi
Yono Mandi
Which one of the following is not the feature of YONO Cash?
It enables to withdraw money instantly from Yono Cash Point YCP without using a debit card.
A maximum amount of Rs. 10,000/- per transaction is allowed to withdraw from YCP
A maximum amount of Rs. 20,000/- per account, per day can be withdrawn from YCP
Minimum Rs. 1000 and multiples of Rs. 500 are allowed to be withdrawn.
Which of the following is not the significant of YONO Cash PIN ?
Customer needs to create YONO Cash PIN for each of the specific transaction.
YONO Cash PIN is a 6 digit PIN to be created by the customer.
Like ATM PIN, YONO cash PIN is one time process and can be used permanently.
This PIN will only be displayed on the screen at the time of creation journey and will not be shared through any channel / on the enquiry page.
Which of the following is true about YONO Cash transaction?
An alpha numeric YONO Transaction Number will be generated and sent to customer’s mobile number through SMS.
An alpha numeric YONO Transaction Number will be created by customer’s to withdraw cash from YCP..
Customer visits any YCP within 30 minutes of initiating YONO Cash request to withdraw cash.
Customer visits any YCP within 240 minutes of initiating YONO Cash request to withdraw cash.
Which of the following is not the significance of Chatbot in YONO?
It is A.I powered Voice Virtual Assistant.
Chatbot to understand human text and respond.
Provide information about YONO features and services.
It is A.I powered Digital Virtual Assistant.
Which of the following is not true about Online Marketplace in YONO?
It is a platform where one can access the world of online.
It offers online bank financial products instantly.
YONO app/portal and access the Shop & Book and Order.
The user can avail exclusive discounts facility from SBI.
Which of the following is not true about Goal Based My Dreams in YONO?
For creating a basket of savings by the customer for a goal.
Once created can not be premature in Dreams
For creating a new fixed deposits to a dream is flexibile.
Customer will be allowed to set more than one Goal also.
Which of the following is not true about YONO Cash?
Customer can delete any active YONO Cash request.
The customer has to withdraw the entire amount in a single transaction i.e., No partial withdrawals are allowed.
The maximum limit and number of withdrawals using YONO Cash will be with in the existing limits permitted for ATM Card.
customer needs to create YONO Cash PIN for the specific transaction.
Which of the following is not true about Digitised Xpress Credit Loan application on YONO ?
It will reduce customer’s multiple visits to branch for availing the loan.
Xpress Credit Loan application is available to customer 24*7
All the details of Xpress Credit Loan application fed in YONO will be available in LOS,
The customer need not to visit the branch documentation,
Who is eligible for Xpress Credit Loan on YONO Platform?
Customer should have an INB Login credentials
Customer should have an active CSP account
Customer should not have an already applied Xpress Credit Application from YONO
The eligibility criteria are same as eligibility criteria for Xpress Credit Loan. Any customer can apply it through YONO Platform subject to all the above conditions.
Which of the following is not true about Pre Approved Xpress Credit in YONO?
The facility is available either in OD or TL.
No branch visit is required.
No documents are required to be submitted.
Instant loan up to Rs. 5 Lakhs
Which of the following not true regarding basic infrastructure required for a customer to download YONO?
OS requirement for Android devices version 5.0 and above.
OS requirement for Apple devices iOS 8.0 and above.
Internet : Cellular (3G/4G) or Wireless (1Mbps and above).
OS requirement for Windows devices is 10 and above.
Which of the following is not true about the user login access to YONO?
User can login to six digit MPIN.
Once registered, user have to login by using INB credentials
User can login to YONO web portal by using INB credentials
User can login with bio-metric access in mobile app.
What is the CBS capabiity for Maker in DMS?
2
4
1
6
For retrieving a document in e-DAC , who is the approver?
Maker
Checker
Regional Manager
Aproval Not required
Which type of the following SB account is not existinYONO platform?
Insta Account
Regular Account
Digital Account
None
How can a customer open recurring deposit (RD) account through SBI YONO?
Through 'My Dream' under the 'Relationship Overview'
Through 'Settings' under the 'Relationship Overview'
Through 'Profile' under the 'Relationship Overview'
Through Financial Super Store under investments
Is a customer able to see spend analysis for each of his/her accounts?
Only primary account
Any account
Only transactional accounts mapped in Yono
Only Deposit Account or OD accounts mapped within a CIF
What is the minimum amount per annum I can save under My Dream?
INR 1200
INR 1000
INR 10000
no such limit
Which of the following is not the eligibility criteria for PRE-APPROVED XPRESS CREDIT LOANS ?
Account should be opened with a Salary Package (SP) product code. (For e.g. CGSP, CSP, DSP, ICGSP, PMSP, PSP, RSP, SGSP etc.)
Account should be in single name (Joint Accounts not eligible).
Residential Status of the Customer should be “Resident Indian
Age of the customer should be between 18-60 years
Which of the following is not true about Pre Approved Xpress Credit Loan?
Minimum Limit: ₹ 25000
NMI is Median of the ‘Maximum credit in the salary account in each month for last 12 months
Maximum loan tenure is 80 months
None of the existing loan accounts under the CIF had been NPA in last 12 months
Regarding PAPL, the offer to the pre-selected customers will be valid till?
The end of Calendar Quarter in which they are offered the loan
The end of Calendar month in which they are offered the loan
The end of Calendar 2nd Quarter in which they are offered the loan
The end of Calendar 3rd Quarter in which they are offered the loan
Which of the following is not the eligibility criteria for PRE-APPROVED PENSION LOANS ?
The Facility PAPNL loan account will be parked in the Home Branch (which maintains the Savings Account considered for PAPL eligibility)
Customer’s PPOs must be with Bank; Treasury & family Pensioners are not eligible
Account should be in single name.
Age of the customer should be less than 66 years
Which of the following is not true about YONO Krishi
YONO Krishi platform is being launched for our agriculture segment customers.
YONO Krishi will be a multi - lingual platform currently available in 5 languages that are Hindi, Tamil, Telugu, Marathi and English
The USP of this platform will be location based agriculture advisory related services.
On boarding Agriculture Gold Loan with YONO Krishi
Which of the following is not true about YONO Khata ?
Regular financial & non-financial banking services.
Specialized services like Agriculture Gold Loan, Tractor Loan, Kisan Credit Card, will be available under this category
Enable to do fund transfer, recharges, bill payment, etc.
Online purchases can be done through
Which of the following is not true about YONO Bachat ?
This category of YONO Krishi will offer savings products
Insurance products like Life Insurance, General Insurance, etc
Mutual Funds,Demat accounts etc
This category of YONO Krishi will offer investment products
Which of the following is not the feature of YONO Mitra?
The prominent non-banking services section of YONO Krishi
Will offer crop advisory/animal husbandry and other Agri. related services
Advice farmers about current market information and weather forecast etc
Provides marketing facility to sale agri. produce.
Which of the following is not the feature of YONO Mandi?
This segment will be an online market place
Will enable farmers to purchase farm inputs from merchants e.g.
Will enable farmers to purchase fertilizers, seeds, tractors, pesticides etc
Will enable farmers to purchase online shopping of consumer durable etc.
CDIF and T & C forms to be duly signed by customer and needs to be scanned with image resolution ?
100 dpi
150 dpi
200 dpi
250 dpi
The documents to be saved for Regular Account is in?
JPEG image only
PDF image only
WMF image only
RAW image only
For Digital and Regular Account, POI and POA copies, duly signed by whom?
customer
authorized Bank officials
Both Customer and Bank Official
No signature is required
What is the image file size as per CKYC specifications to be considered while scanning the documents in YONO regular and digital account opening ?
105 kb
115 kb
125 kb
135 kb
Which one of the following option is not the channel for YONO Cash?
ATM
CSP
E-CORNER
M-POS
Which segment will be an online marketplace which will enable farmers to purchase farm inputs from merchants e.g. fertilizers, seeds, tractors, pesticides etc.?
Khata
Bachat
Mitra
Mandi
How many PAPNL is allowed to avail by a pensioner in YONO?
Only one
Maximum two allowed
One loan through YONO and the other through Branch
None
In case a customer is eligible more than one product out of PAPL/PAXC/PAPNL/PAITPL, what will be the eligibility of the pre-selected customer?
Highest eligibility amount among all.
Lowest eligibility amount among all.
Lowest interest rate product among all.
Highest interest rate product among all.
What is the validity period of PAPL offer to a pre-selected custmer?
There is no validity applicable to the pre-selected customer.
Till the end of Calendar Year in which loan is offered.
Till the end of Calendar Quarter in which loan is offered.
Till the end of Calendar Month in which loan is offered.
Yono Cash can not be withdrawn through?
ATM
Merchant POS
CSP
Branch
