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Life Insurance Basics

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

What is a clients largest asset?

a)

home

b)

ability to work

c)

car

d)

retirement accounts

2.

What reason doesn't fit for why people don' t buy life insurance?

a)

Didn't think they could afford it

b)

Doesn't see a need for it

c)

Never got around to it

d)

Spouse can remarry

3.

What are the names of our two choices for life insurance?

a)

Term Now and Custom Advantage

b)

Term and Cash Value

c)

Auto and Home

d)

Hopes and Prayers

4.

What is backdating on our policies?

a)

When a client can pay premiums to go back a year for insurable age

b)

To check back in the date of your clients medical history

c)

Changing the date after a client signs the application

d)

Living your future through your high school accomplishments

5.

On our child rider, at what age does the child rider cover the child?

a)

1 year

b)

at the time of birth

c)

at the time of the policy

d)

14 days

6.

How much is one unit of life insurance

a)

1

b)

10

c)

100

d)

1000

7.

How much does our increasing benefit rider increase the coverage by?

a)

10%

b)

5%

c)

15%

d)

20%

8.

What is an advance?

a)

When the company pays you commission on the first nine months of premium

b)

When you get your promotion

c)

When you pick up a check from a client before the policy is written

d)

When you get your battle pack on fortnite

9.

All term lengths pay the same amount to the agent.

a)

true

b)

false

10.

What is QBI?

a)

Quality of Business Index

b)

Question and Bank Information

c)

Quantitative Brokerage Institution

d)

Quality of Business Investments