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Chapter 4 - Personal Finance

Total questions: 19

Worksheet time: 13mins

Name
Class
Date
1.

Which is not found at the bottom of a check?

a)

Check number

b)

Routing number

c)

Checking account number

d)

Account name

2.

True or False: You add debits and subtract credits.

a)

True

b)

False

3.

Which field is NOT mandatory when writing a check?

a)

Who the check is payable to

b)

Memo

c)

Written dollar amount

d)

Date

4.

True or False: When making a deposit and you want "less cash", you must sign the deposit slip.

a)

True

b)

False

5.

When you create your ATM pin number, you should...

a)

Share it with the love of your life

b)

Write it down on the back of your ATM card

c)

Memorize it

d)

Write it on a piece of paper and keep it with your card

6.

When writing a check, the written amount in cents should be in...

a)

Decimal form

b)

Fraction form

c)

Words

d)

Chinese

7.

True or False: When depositing a check in the bank, you must sign the back of the check which is called endorsing.

a)

True

b)

False

8.

What does it mean to "bounce" a check?

a)

If you drop a check on the ground it pops back up to you.

b)

It's when you hand a check to a friend and they don't accept it

c)

When a check gets returned because of no funds

d)

When you roll the check up into a ball and throw it against the wall and comes back to you.

9.

What can you do if you do not feel comfortable receiving a personal check?

a)

Ask for cash

b)

Ask for a cashiers check

c)

Ask for a wire transfer

d)

All are safer methods of payment.

10.

True or False: When entering an amount in the "less cash received" line of a deposit slip you must sign the deposit slip.

a)

True

b)

False

11.

What is missing from this check that is mandatory?

a)

The written dollar amount

b)

Signature

c)

Date

d)

Memo

12.

Mr. Ecalne receive a check for Thirty-four dollars and 23/100 dollars. What is the numeric dollar amount?

a)

$34.23

b)

$3423.00

c)

$3423.23

d)

$3423100.00

13.

What is the most important tool you can use to avoid overdraft fees?

a)

Check

b)

Check Register

c)

Deposit slip

d)

Credit Card

14.

3) Jamahl Jones earned $20.50 cutting grass, $16.50 babysitting, and $4.95 selling two baseball cards. He puts all but $10.00 in his checking account. What is his total deposit?

a)

41.95

b)

31.95

c)

31.59

d)

41.59

15.

Use the attached chart to answer the following problem:


Service fees - Basic Monthly, 6 bills paid, 1 overdraft

ATM fees - 3 regional, $500 advanced.

a)

$54.54

b)

$45.45

c)

$35.35

d)

$65.45

16.

The manager of Tony’s Pizzeria deposited money in the restaurant’s checking account at the end of the day. The deposit included 4 fifty-dollar bills, 9 twenty-dollar bills, 16 ten-dollar bills, 22 five-dollar bills, 19 one-dollar bills, 29 quarters, 14 dimes, 9 nickels, and 17 pennies. What was the total deposit?

a)

$675.27

b)

$678.27

c)

$675.10

d)

$698.27

17.

Shawnte Sholes purchased two light fixtures from Central Lighting for $35.50 each. What was the amount of his check, expressed in words?

a)

Thirty-five and 50/100

b)

Seventy-one and 00/100

c)

Thirty five 50/100

d)

Seventy one 50/100

18.

7) Luisa Perez had a balance of $540.82 in her checking account on January 7. On January 10, she wrote a check to Marty’s Hair Salon for $27.19. What is her new balance?

a)

$494.63

b)

$569.01

c)

$513.63

d)

$27.19

19.

Isaac Epstein received a bank statement showing the amounts on the right. What is his present balance?

a)

$344.99

b)

$354.12

c)

$357.70

d)

$346.38