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WorksheetsHealth Care: Sick Around America Challenge
Total questions: 15
Worksheet time: 11mins
The two main insurance markets for health care are
single payer and multi payer
individual and group
individual and government
private and public
A health insurance plan that directly employs physicians & other medical professionals.
health maintenance organization (HMO)
preferred provider organization (PPO)
Consolidated Omnibus Budget Reconciliation Act (COBRA)
Children Health Insurance Program (CHIP)
Payments for health insurance are called
copays
deductibles
premiums
costs
The amount of money you pay before your health insurance provides coverage is called a
premium
copay
benefit
deductible
What is a copay?
part of your deductible
a flat fee for a covered service
part of insurance costs
paid by your insurer
What is the biggest cause of personal bankruptcy in the United States?
medical bills
credit card debt
divorce
job loss
The United States uses all of the following to keep down medical costs EXCEPT
medical underwriting
rescission process
government regulates prices
pre-existing conditions
Which is a medical assistance program offered to certain low-income individuals and families?
Medicaid
Medicare
CHIP
COBRA
Which government program helps elderly Americans pay their health care costs?
Medicaid
Medicare
CHIP
COBRA
Which program helps laid off American workers to continue with their health care coverage?
Medicaid
Medicare
CHIP
COBRA
Which is true about health insurance coverage young people receive through their parents.
Young people don't need insurance because they're so healthy
You're covered by parents' insurance if you live at home
You're covered by your parents' insurance until you marry
If your parents become unemployed, your coverage may stop
Which is an insurance company that provides benefits for services performed by physicians?
Blue Shield
TennCare
Medicaid
Medicare
Which is not an example of a pre-existing condition?
cancer
broken leg
diabetes
asthma
In 2008, approximately how many Americans were uninsured?
2.1 million
15.9 million
45.4 million
120 million
Under COBRA, how long can you keep your employer-offered health insurance?
6 months
12 months
18 months
48 months
