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Malcom Econ Final

Total questions: 45

Worksheet time: 23mins

Name
Class
Date
1.

Juliette lost her job as a soda bottler to a robot. What kind of unemployment is this?

a)

frictional

b)

structural

c)

seasonal

2.

Define economics

a)

How people deal with investment alternatives

b)

How people deal with the problem of scarcity

c)

How the government controls the money supply

3.

Does the GDP count finished, new goods that are sold?

a)

yes

b)

no

4.

Does the GDP count raw materials?

a)

yes

b)

no

5.

Does the GDP count illegal economic activity?

a)

yes

b)

no

6.

.Does the GDP count USED goods? (like used cars or things sold at a garage sale?)

a)

yes

b)

no

7.

Who is hurt most by inflation?

a)

Households with debt

b)

Workers in growth industries

c)

People on a fixed income

8.

When investing $$, it is best to choose a VARIETY of assets. This is called

a)

Net asset value

b)

Rate of return

c)

Diversification

9.

Why does a market economy function well?

a)

Because of central planning

b)

Because of the voluntary exchange between buyers and sellers

c)

Because of the stock market

10.

Profit =

a)

Price x quantity

b)

Rent + wages + interest

c)

Total revenue - total cost

11.

Which of these make economic growth happen?

a)

Government increases taxes

b)

Consumers stop buying luxury items

c)

Businesses purchase new equipment for their businesses

12.

What is a benefit of having a high credit score?

a)

You can borrow $ at a higher interest rate

b)

You can borrow $ at a lower interest rate

c)

You don’t have to purchase bonds

13.

Making the BEST use of resources is the primary economic goal. What is this called?

a)

equity

b)

competition

c)

Efficiency

14.

In a market economy, what determines the equilibrium price?

a)

Interaction of supply and demand

b)

Cost of factors of production

c)

Decisions of producers

15.

What is the source of value for US money?

a)

Commodity

b)

Credit

c)

Fiat

16.

In a market economy, profits should motivate businesses to do what?

a)

Act in a socially responsible manner

b)

Produce what consumers demand

c)

Use more expensive resources

17.

What can the Fed do to slow down / put the brakes on inflation?

a)

Increase the money supply

b)

Decrease the money supply

c)

Raise taxes

18.

The US Gross Domestic Product (GDP) is

a)

Always the same as the Gross National Product

b)

The total value of all products within a country’s borders

c)

The $$ amount of all worker salaries in the US

19.

What is a tariff?

a)

Tax paid on luxury items

b)

Tax paid on items imported from other countries

c)

Tax paid on social security

20.

What does the Consumer Price Index (CPI) measure?

a)

Total output

b)

Unemployment

c)

Inflation

21.

One characteristic of our free-enterprise system is:

a)

Private property rights

b)

Government-owned businesses

c)

Central planning

22.

A change in demand can be caused by

a)

An increase in import taxes

b)

Improved technology

c)

Change in the price of related goods

23.

An example of a government transfer payment?

a)

Interest payments

b)

Dividend payments

c)

Social security payments

24.

What are 3 good criteria for choosing financial investments?

a)

Size, taxes, risk

b)

Risk, return, liquidity

c)

Collateral, liquidity, dividends

25.

“Let the people do as they please” or “hands off” is an economic theory called what?

a)

Surplus value

b)

Laissez-faire

c)

Totalitarianism

26.

When the required reserves goes UP, what happens to the bank’s ability to loan out money? (in other words, the bank must keep more of their money in their vault)

a)

The bank can moderate their money

b)

The bank can loan more money

c)

The bank can loan less money

27.

The effects of free trade include:

a)

Less variety of goods

b)

Less efficient production

c)

Higher standard of living

28.

The result of competition is

a)

Lower prices and better quality

b)

Higher prices and few choices

c)

Higher prices and more choices

29.

When tax revenues are greater than government expenditures, we have a

a)

Debt

b)

Maturity

c)

Surplus budget

30.

The term that describes competition in an industry is

a)

Market structure

b)

Tax bracket

c)

Business firm

31.

Supply-side policies are designed to solve the problem of stagflation.

Stagflation is:

a)

High inflation and high unemployment

b)

Low inflation and high unemployment

c)

High inflation and low unemployment

32.

Which theory says that Demand drives the economy and should be the focus of economic policy?

a)

Socialism

b)

Keynesian

c)

Bullnomics

33.

When the government spends LESS than it brings in, what is it called?

a)

Budget recall

b)

Budget deficit

c)

Budget surplus

34.

When the government spends MORE than it brings in, what is it called?

a)

Budget recall

b)

Budget deficit

c)

Budget surplus

35.

Federal revenue comes from

a)

Property tax

b)

Tariffs

c)

Personal Income tax

36.

When the Fed makes decisions about the money supply, what is it called?

a)

Fiscal Policy

b)

Monetary Policy

c)

Central planning

37.

What is it called when the government makes policies to stabilize the economy?

a)

Fiscal policy

b)

Monetary policy

c)

Central planning

38.

When the government pays money to a producer to ease the burden of production, what is it called?

a)

Aggregate supply

b)

Disequilibrium

c)

Subsidy

39.

When price controls are implemented, the minimum price that can be charged is

a)

Price floor

b)

Equilibrium

c)

Price ceiling

40.

When price controls are implemented, the maximum price that can be charged is

a)

Price floor

b)

Equilibrium

c)

Price ceiling

41.

S.C.E.N.T. explains the reasons why _______________ changes

a)

supply

b)

demand

c)

efficiency

42.

P.Y.N.E.R. explains the reasons that _______________ changes

a)

supply

b)

demand

c)

efficiency

43.

The amount of goods that a producer is willing to sell is

a)

supply

b)

demand

c)

equilibrium

44.

The amount of goods that a consumer is willing to buy is

a)

supply

b)

demand

c)

equilibrium

45.

Who really pays the cost of a tariff?

a)

consumers

b)

retailers

c)

Government of the exporting nation