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Consumer Protection

Total questions: 10

Worksheet time: 2mins

Name
Class
Date
1.

The Feds job is to...

a)

protect consumers

b)

treat consumers fairly

c)

help people manage their money

d)

enforce regulation

2.

What is the most common form of open-end credit account?

a)

Debit cards

b)

Cash

c)

Credit cards

d)

All of the above

3.

Truth in Lending Act of 1968 informs people of..

a)

security interest

b)

APR

c)

amount financed

d)

all of the above

4.

What prohibits the use of race, color, and religion?

a)

COAE

b)

ECOA

c)

APR

d)

None of above

5.

FCRA

a)

enacted in 1977

b)

ensures banks

c)

established rights in 2005

d)

protects consumers

6.

Marissa got a letter from Nordstrom stating that her credit application had been approved. Marissa can spend up to 5,000 and the annual interest rate is 15.99%. Nordstrom followed what law?

a)

Credit Card Act of 2009

b)

Usury law

c)

Truth In Lending Law

d)

Fair Credit Reporting Act

7.

Chase is concerned he will be turned down for a loan because he is a single male. What law protects him against this concern?

a)

Equal Credit Opportunity Act

b)

Fair Credit Billing Act

c)

Fair Credit Reporting Act

d)

Fair Debt Collections Act

8.

Promotes accuracy, fairness, and privacy of information in the files of consumer reporting agencies

a)

Truth in Lending Act

b)

Equal Credit Opportunity Act

c)

Fair Credit Reporting Act

d)

Fair Debt Collection Act

9.

Who is the manager in "Austin & Ally"?

a)

Dez

b)

Trish

c)

Mr. BOB

d)

AUSTIN

10.
a)
b)

Zac Efron

c)

Dwayne

d)

Jon Bass