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Banking technology_module 1

Total questions: 66

Worksheet time: 1hrs 20mins

Name
Class
Date
1.

Which of following is not an USP of Baroda Connect

a)

Round the Clock anywhere online banking

b)

Safe & Secure with 128 bit SSL encryption

c)

rendering effective customer service on 24 X 7 basis

d)

It is available to corporate user only

2.

Baroda connect is available to ????

a)

a) Retail user

b)

b) Corporate user

c)

c) both a & b

d)

d) None of the above

3.

Which of menus and purpose is mismatched??

a)

HDCR- For new registration of Baroda connect

b)

ACUID- create/Delete/change right of corporate customer

c)

MOBUPLD- mobile updation of corporate cusotmer

d)

CUSTMOB- mobile updation of retail cusotmer

e)

BCPD- Regeneration of password for baroda connect user

4.

Which of the following facilities is not available in Baroda connect??

a)

Sovereign Gold Bonds

b)

Online Linking and credit to Sukanya Samriddhi Savings account

c)

Online Retrieval of User Id for Corporate users

d)

Linking of Aadhar Card

e)

Registration of Mobile banking and regeneration of MPIN

5.

Which of the following is not true regarding BBPS

a)

BBPS stand for Bharat Bill Payments System

b)

The current scope of Bharat BillPay covers repetitive payments for everyday utility services such as electricity, water, gas, telephone (Landline postpaid, Mobile postpaid and Broadband postpaid) and Direct-to-Home (DTH)

c)

Gradually, the scope would be expanded to include other types of repetitive payments like school / university fees, municipal taxes etc

d)

For Our Customers - Charges is free for our bank customers

e)

It can paid through using M-connect plus only

6.

A customer of Bank of baroda can use BBPS services through ?

a)

a) Baroda Connect

b)

b) M-connect Plus

c)

c) Debit or Credit card

d)

d) BHIM application of NPCI

e)

e) all of the above

7.

In BBPS- For Our Customers - It is free for our bank customers, i.e. customers making payment through our Bank’s channels (ON-US payment modes) – e.g. Baroda Connect, M Connect +, Bank’s Debit or Credit Cards, BHIM application of NPCI in case customer uses Bank of Baroda account for payment

a)

True

b)

false

8.

In BBPS- Other Bank customers - i.e. customers making payment through other Bank’s channels (OFF-US payment modes) – e.g. OFF-US Debit or Credit Cards are charged with Customer Convenience Fee (CCF) . Which of the following is incorrect?

a)

a) Rs. 5 for transaction from Rs. 0 to Rs. 1000,

b)

b) Rs. 15 for transaction above Rs. 1000 up to Rs.2000

c)

c) Rs. 25 for transactions above Rs. 2000. (Rs. 25 being the maximum charge).

d)

d) None of the above

9.

Which of the following is not a features of BHIM AADHAR BARODA PAY

a)

It is a merchant mobile application using an Android smartphone and biometric device meant for merchants to receive digital payments from customers over the counter through Aadhaar authentication

b)

Customer performs transaction by providing his Aadhaar number and biometric

c)

The transaction will be interoperable in nature allowing any bank customer to transact on BHIM Aadhaar Baroda Pay

d)

The merchant funds will be credited real time to the merchant account linked at the time of registration after successful completion of the transaction

e)

The per- transaction limit is Rs. 1000/-BHIM Aadhaar Baroda Pay

10.

Merchant has to download -------- Mobile Applications (3 Apk) from the Play Store for BHIM Aadhaar Baroda Pay 5

a)

1

b)

2

c)

3

d)

4

11.

Which of the following mobile application need to be downloaded by merchant to avail BHIM Aadhaar Baroda Pay

a)

a) IDEMIA Management Client

b)

b) IDEMIA RD Services

c)

c) BHIM Aadhaar Baroda Pay

d)

d) all a,b and c needs to be downloaded by merchant

12.

Which of the following is not true regarding incentive received by merchant for processing transaction through BHIM Aadhaar pay ???

a)

a) Merchants receive Incentive for every transaction above Rs. 25/- and upto Rs. 100,000

b)

b) Presently there are no charges for using BHIM-Aadhaar-Bank of Baroda for the merchants

c)

c) In a day – Minimum – Rs. 2 /-, Maximum – Rs. – 50 /-

d)

d) In a month – Maximum – Rs. 2000 /-

13.

Which of following is not features of BHIM Baroda Pay (UPI)

a)

a) One App for multiple bank Account

b)

b) Send and receive money instantly

c)

c) Scan and Pay only for P2P but not for P2M by using QR code

d)

d) can send or receive money 24*7, even on public/bank holidays

e)

E) Secrecy of account and card details by using Virtual ID and Aadhar no

14.

What are the conditions to use UPI services?

a)

a) Mobile number should be registered with bank accounts

b)

b) Saving account holders with mode of operation “self” and “either or survivor except sukanya samridhi account

c)

c) Current Account holders with mode of operation “Sole Proprietor

d)

f) OD Account holders with scheme code OD002, OD003 and OD004 and Debit Card is mandatory for linking of Account and transacting through the App

e)

All a,b,c and d

15.

Name of our Bank's payment gaeway is ?/

a)

Baroda payment gateway

b)

Baroda e-Gateway

c)

Baroda Internet payment Gateway

d)

None

16.

What is minimum and maximum amount for CASH ON MOBILE facility available in M-connect plus mobile application of our Bank??

a)

100/5000

b)

100/10000

c)

100/No maxium

d)

None of the above

17.

Which of the following statements are true in regards to transaction limits per txn /per day /per week/per month/minimum per txn/No of txn per day in Baroda M-connect plus

a)

a) Fund transfer- 50000/100000/200000/500000/5/No limit

b)

b) Recharge, Bill payment, Credit card payment - 25000/25000/50000/250000/5/ no limit

c)

c) Cash on mobile - 5000/5000/25000/25000/100/5

d)

d) all are true

18.

Which of the following are prerequisite that make the account holder eligible to use M- connect plus

a)

a) Valid account types: Savings, Current, Overdraft, Cash Credit, Loan, PPF

b)

b) Mode of operation: Self, Either or Survivor, Proprietorship

c)

c) None of the above

d)

d) Both a and b

19.

Which of the following is not true regarding Baroda Gift card?

a)

a) It is used in INR for minimum amount of 500 and maximum 10000 in multiple of 1

b)

b) Card is valid for a period of one year from the date of purchase

c)

c) 24 hour toll free number available-1800 102 5627

d)

d) ATM usage permitted

e)

e) This card used only in India

20.

EXPLORE A NEW INTERNATIONAL DESTINATION is to make popular ?????

a)

Debit card

b)

credit card

c)

Gift card

d)

Travel easy card

21.

Which of the following is not true regarding Baroda travel easy card??

a)

a) issued in 5 different currency other than INR and issued in collaboration with VISA

b)

Issued in foreign currencies USD EURO and GBP. and purpose of may be like Pleasure trip/Treatment/Study

c)

Card valid for a period of Three years from the date of issue or date printed on the card whichever is earlier. Card is reloadable

d)

ATM withdrawal is permitted abroad

e)

Minimum load value – USD $200/EURO € 150/ GBP £150 and Maximum load value - As per FEMA guidelines based on the purpose of visit

22.

Which of the following is not true regarding reloadble card of Bank of baroda??

a)

Baroda Reloadable card is a EMV chip variant card that can be activated with minimum load amount of Rs.100/- and maximum upto Rs.50,000 in multiples of Rs.1

b)

Cash withdrawal at ATM is not allowed

c)

Activation within 24 hours of purchase

d)

Card can be reloaded multiple number of times with in the overall limit

e)

No balance transfer is allowed from one card to other card

23.

Which of the followings is not true regarding FASTag ???

a)

It is a NETC issuance system and NHAI and IHMCL authorized NPCI to implement the structure across india

b)

The product of Bank is known as Baroda FASTag and is available to BOB's customers only.

c)

Tag issuance feeds is : Rs150+GST and recharge can be done through Internet Banking, Debit card & Credit card (Bank of Baroda / Other banks)

d)

5% cashback are made available on all toll payments using it for 2018-19 and Dedicated 24 x 7 Customer Care Support on 18001034568

e)

Minimum charge and maximum charge amount is 140 and 300

24.

Which of the following statement is not correct in regards to NEFT through ATM

a)

The Registration Facility is provided in CBS through menu option ―BENRATM

b)

A Customer can register maximum -2- beneficiaries per day and altogether , Maximum -99- beneficiaries can be registered with a single debit card.

c)

The minimum amount for NEFT through ATM is Re.1/-, maximum amount is Rs. 50,000/- per transaction and Rs. 2,00,000/- per day.

d)

There is no limit for number of transactions in a day (subject to the maximum cap of Rs. 2,00,000).

e)

This facility will be available on ATM‘s of NFS network.

25.

Which of the following combination is not correct regarding acceptance /per day limit at ATM/Per day limit at POS

a)

Visa Electron Domestic only Rs 25,000/ Rs 50,000/

b)

Master Card Classic Domestic only Rs 50,000/ Rs 100,000/

c)

RuPay Classic Domestic only Rs 25,000/ Rs 50,000/

d)

MasterCard Platinum Domestic & International Rs 50,000/- Rs 1,00,000/-

e)

Visa Platinum Domestic & International Rs 1,00,000/- Rs 2,00,000/-

26.

Which of the following combination is not correct regarding acceptance /per day limit at ATM/PEr day limit at POS

a)

RuPay Platinum Domestic & International Rs 50,000/- Rs 1,00,000/-

b)

RuPay PMJDY Domestic only Rs 25,000/- Rs 50,000/-

c)

RuPay BKCC Domestic only Rs 25,000/- Rs 50,000/-

d)

RuPay MUDRA Domestic only Rs 5,000/- Rs 10,000/-

27.

Which of the following is incorrect regarding Baroda Rewardz App

a)

a) This loyalty program will cover Debit Cards, Mobile Banking, Internet banking, Mobile wallet and other digital products launched from time to time

b)

b) Deposits, CC and Loan account details linked with registered mobile number

c)

c) Minimum threshold for redemption of earned is 200 point and earned point is valid for 2 years

d)

d) None of the above

28.

The bank has partnered with leading robo advisory firm Fin wizard Technology Pvt. Ltd. for the roll out of product called???

a)

Baroda M-connect plus

b)

Baroda M-invest App

c)

Baroda M-technology

d)

None of the above

29.

Which of the following is not true regarding Baroda Demat account ??

a)

To enroll for our Demat services customer will have to open ● Current Account / Savings Bank with Bank of Baroda

● Demat Account with Bank of Baroda DP

b)

Value of securities held in the demat account shall not exceed Rupees Two Lakhs at any point of time if it is BSBDA accounts

c)

Bank of Baroda is a DP of both the depository i.e. CDSL and NSDL.

d)

Bank of Baroda is a DP of depository - NSDL

30.

Which of the following is not true regarding Baroda e-Biz

a)

Bank of Baroda is authorised by Department of Industrial Policy and Promotion (DIPP) as one of the accredited Bank for collection of fees/ charges through e-Biz Portal

b)

There are two modes of collection of e-Biz receipts:

1. Offline Mode – By any of our branch across India

2. Online Mode – Customer using their net banking facility can pay through online mode

c)

eBiz is one of the integrated services projects and part of the 31 Mission Mode Projects (MMPs) under the National E-Governance Plan (NEGP) of the Government of India

d)

The project is under the guidance and aegis of Department of Industrial Policy and Promotion (DIPP), Ministry of Commerce & Industry, Government of India

e)

None of the above

31.

Which one of the followings is not a feature available in BNA/Cash Recyclers ?

a)

Cash Deposit with Card Transaction - with pan - 200000 and without pan 49999( no limit on number of transactions)

b)

Cash Deposit without Card - Without pan 20000 and with pan it is 49999/

c)

Other Bank customers having Debit / ATM Card can also use Cash Recycler for Cash Deposit/Withdrawal .

d)

Maximum cash withdrawal limit per transaction for our Customer is Rs. 15000/-, however per day Cash withdrawal limit is as per the variant of Debit Card

32.

Which of the following is incorrect in regards to Contact Centre ?

a)

Bank has established Contact centre at GIFT City Gandhinagar.

b)

oll Free Number 1800 22 33 44 or 1800 102 44 55 from anywhere in the country and services available in Six Indian languages viz. kannada (Code-3), Tamil( Code-4), Telugu(Code-5), Malayalam (Code-6), Hindi (Code-2) & English (Code-1 )

c)

The dedicated toll free number for providing contact centre services for Financial Inclusion / Pradhan Mantri Jan Dhan Yojana (PMJDY) customers is 1800 102 77 77

d)

Hot listing of Debit Card /Web-chat facility/Services through IVR by using TPIN are available from 06 AM to 10 PM

e)

All other services except (Hot listing of Debit Card /Web-chat facility/Services through IVR by using TPIN) - 06AM to 10 PM.

33.

menu used to know TERM DEPOSIT TAX DEDUCTION DETAILS

a)

HTDTAX

b)

HTDSCALC

c)

HTDSREP

d)

None of the above

34.

Ffinacle menus to know TERM DEPOSIT RENEWAL HISTORY DETAILS OF ACCOUNT

a)

HRENHIST

b)

HHISTREN

c)

HACMTD

d)

None of the above

35.

Fiancle menues to know PROJECTED CUSTOMER LEVEL TAX

a)

HTDSPROJ

b)

HTDSREP

c)

HTDTAX

d)

None of the above

36.

Finacle menue for STAND ALONE COLLATERAL MAINTENANCE-LINK

a)

HSCLM

b)

HCLM

c)

HACMLA

d)

None of the above

37.

For reversal of charges collected in term/demand loan account user needs to invoke menu option

a)

a) HLAWFEE

b)

b) HLAFACR

c)

c) Both b & a

d)

None of the above

38.

finacle menu to generate LOAN REPAYMENT SCHEDULE REPORT

a)

HLARSH

b)

HLARA

c)

HLAAR

d)

None of the above

39.

Finacle menu for TRANSFER OF ACCOUNT BETWEEN SCHEME CODES

a)

HACXFRSC

b)

HACXRSOL

c)

HPAYOFF

d)

None of the above

40.

Finacle menu for PRINTING OF GUARANTEE

a)

HBGPRINT

b)

HBGP

c)

HBGRPT

d)

None of the above

41.

finacle menu for HRTGS/HNEFT COMBINATION PAYMENT

a)

HPORDM

b)

HNEFT

c)

HRTGS

d)

None of the above

42.

Fiancle menu for UNSCHEDULED LOAN PAYMENT

a)

HLASPAY

b)

HLAUPAY

c)

HLADGEN

d)

None of the above

43.

fiancle menu for TRANSFER ACCOUNT BETWEEN SOL

a)

HACXFSOL

b)

HACXFRSC

c)

HXFRSOLA

d)

None of the above

44.

fiancle menu for generation of interest certificate ??

a)

HINTCERT

b)

HINTPRF

c)

HINTADV

d)

None of the above

45.

Fiancle menu to know CUSTOMER SUMMARY DETAILS

a)

HCUSUM

b)

HCRV

c)

HACCBAL

d)

None of the above

46.

For Algorithmic credit assessment services our bank has tied up with

a)

Funds tiger

b)

Probe42

c)

Credit Mantri

d)

KredX

47.

For invoice discounting bank has tied up with ??

a)

Power2SME

b)

KredX

c)

Fisdom

d)

Credit Mantri

48.

Fin tech companies for ROC, defaulter’s lists, public filing

a)

Probe42

b)

Funds tiger

c)

Credit Mantri

d)

None of the above

49.

Bank of Baroda has tied up with ---------------- for targeting existing housing loan borrowers who are looking to switch lenders to take advantage of lower interest rates

a)

Switchme

b)

DHFL

c)

BHFL

d)

None of the above

50.

What is maximum transaction limit per day in self linking accounts under Baroda connect.

a)

2 lacs

b)

10 lacs

c)

No such limit

d)

None of the above

51.

For Baroda e-trade OLT customer needs ???

a)

a) Saving Bank account

b)

b) Current account

c)

c) Demat Account

d)

d) Trading Account

e)

e) either a or b along with c and d

52.

Which process flow is correct in regards to buying of equity ???

a)

SB>BORKER>DEMAT

b)

SB>DEMAT>BORKER

c)

BORKER>DEMAT>SB

d)

None of the above

53.

Which information are mandatory to open Demat/Trading accounts in BOB.

a)

PAN

b)

DOB

c)

Mobile Number

d)

All of the above

54.

Menus for writeoff accounts

a)

WOFF

b)

HWOFF

c)

HWRITEO

d)

WRITEOFF

55.

Menu option for locker rent charge collection??

a)

HLKTRM

b)

HLKRCM

c)

HLKKM

d)

None of these

56.

Menu option for Bulk NEFT ??

a)

BULKNEFT

b)

HPORDM

c)

HNEFT

d)

None of the above

57.

finacle menu for loan overdue position inquiry??

a)

HLAODR

b)

HLAOPI

c)

HLASPAY

d)

None of the above

58.

Finacle menus for NACH outward counter transaction maintenance?

a)

HNOCTM

b)

NOCTM

c)

NOTBU

d)

None of the above

59.

Fiancle menus for block of debit card

a)

DCARDBLK

b)

HDCARDBLK

c)

BLKDCARD

d)

none of the above

60.

Change customer id of an account??

a)

HCCA

b)

CCA

c)

HCHANGE

d)

None of the above

61.

Finacle menu for vendor payment of GST

a)

HVENPAY

b)

VENPAY

c)

GSTTXN

d)

None of the above

62.

Finalce menus for calculation of TDS at account level?

a)

HTDSCALC

b)

TDSCALC

c)

HCALCTDS

d)

None of the above

63.

Menu option to give TDS concession (15G/H)

a)

HTDSCON

b)

TDSCON

c)

CONTDS

d)

None of the above

64.

Fiancle menu to know classification of asset

a)

HASSET

b)

HMEAC

c)

HACRPT

d)

None of the above

65.

Finacle menus for opening Top up Deposits??

a)

HOAACTD

b)

HOAACTU

c)

OAAC

d)

none of the above

66.

This test is being designed by TEAM BARODA ACADEMY KOLKATA ? Do you appreciate?

a)

Yes

b)

No

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