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Financial Literacy Quiz

Total questions: 20

Worksheet time: 1hrs 27mins

Name
Class
Date
1.
Amanda has to pay taxes on her annual salary and investments. Which type of tax is Kimberly paying? 
a)
Sales Tax
b)
Property Tax
c)
Payroll Tac
d)
Income Tax
2.

Which of the following is an advantage of using a credit card?

a)

Interest is charged for the use of a credit card.

b)

Consumers can purchase things now, and pay for them later in the event of an emergency.

c)

You could be a victim of identity theft.

3.

Alyssa has her first job at the local bakery. After working for one week, she received her first paycheck. The total amount of money she is able to put in the bank is $75.62. What type of income does this amount describe?

a)

Gross Income

b)

Net Income

4.
Jonathan's new clothes cost a total of $572.50 before tax. What type of tax does Jonathan have to pay for his new clothes?
a)
Income Tax
b)
Property Tax
c)
Payroll Tax
d)
Sales Tax
5.
Jenny just received her first paycheck. She noticed that after they deducted $30 for payroll taxes and $60 for medical insurance. Her net pay was $320. How much did Jenny make before the deductions were removed from her gross pay?
a)
$230
b)
$410
c)
$320
d)
$140
6.
What is money earned? 
a)
Income
b)
Interest 
c)
Credit 
d)
Savings plan 
7.
Which of the following is not a need?
a)
Food
b)
Transportation
c)
Rent
d)
Movies
8.
True or False: Sticking to a budget is a good way of reaching savings goals
a)
True
b)
False
9.

The amount of money a person makes after taxes and other deductions are taken out.

a)

Gross Income

b)

Net Income

10.

Colin worked for 20 hours this week and he gets paid $10 per hour. What is Colin's GROSS Income?

a)

$30

b)

$20

c)

$300

d)

$200

11.

Which of the following is an advantage of using a credit card?

a)

Interest is charged for the use of a credit card.

b)

Consumers can purchase things now, and pay for them later in the event of an emergency.

c)

You could be a victim of identity theft.

12.
What type of tax do you pay for Cheetos and soda?
a)
income tax
b)
sales tax
c)
property tax
d)
payroll tax
13.
Money you receive before taxes is called:
a)
gross income
b)
net income
c)
pay day
d)
bank loan
14.
When you own a house, what type of tax do you pay on it?
a)
income tax
b)
sales tax
c)
property tax
d)
payroll tax
15.
Which type of tax do you pay once a year on any money you've earned (job, lottery, etc)?
a)
payroll tax
b)
income tax
c)
sales tax
d)
property tax
16.
Net income is:
a)
a percentage of your income
b)
How much money is left after taxes and expenses are taken out
17.
A budget is:
a)
a plan for how you'll spend your money
b)
the total amount of money you have in your bank account
c)
something you spend your money on
18.

Leon listed some expenses from last month on this table. Which of the following is a fixed expense?

a)

Gifts for friends

b)

Sodas

c)

Car payment

d)

Sports tickets

19.

Arturo earned $100 last month from his afternoon babysitting job. The table shows Arturo’s budget. Which is a true statement about Arturo’s budget?

a)

Arturo’s budget is not balanced because his expenses exceed his income.

b)

Arturo will have a surplus because he plans to spend less than he earned.

c)

Arturo’s budget is not balanced because he will spend all of his money.

d)

Arturo’s budget is balanced because his expenses equal his income.

20.

Elizabeth earns $12 per hour and works 40 hours a week. From her paycheck, she pays $61 in total taxes. Of her total taxes, $33 are payroll taxes.


Which term best describes the remaining tax that is deducted from her paycheck?

a)

Sales Tax

b)

Income Tax

c)

Property Tax

d)

Hotel Tax