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WorksheetsTM Atlas
Total questions: 10
Worksheet time: 5mins
The currencies available for TM Atlas Classic are
SGD, USD, GBP, AUD
SGD, USD, EUR, GBP
SGD, USD, EUR, JPY
SGD only
The Initial Bonus is allocated upon receiving premiums during the
first 5 policy years
first policy year only
whole premium payment term
whole policy term
The Policy Charge is based on units in the
IUA: Initial Unit Account
AUA: Accumulation Unit Account
IUA and AUA
IUA only
AUA only
NA, Policy Charge is $5
The Policy Charge is payable during the
whole policy term
premium payment term only
first policy year only
first 5 policy years only
The premium allocation rate for the first 3 years are
100% ; 100% ; 100%
30% ; 50% ; 70%
45% ; 55% ; 65%
20% ; 55% ; 80%
Given Net Premuim is $120,000 and Policy Value is $110,000.
What is the death benefit payable if there is Advanced Death Benefit option?
$120,000
$110,000
$230,000
$111,100
Life assured(s) allowed is up to
4
3
2
1
Subject to the terms and conditions, Loyalty Bonus is payable from the
6th policy anniversary
5th policy anniversary
3rd policy anniversary
1st policy anniversary
The Bid Offer spread is
Nil, there is no bid offer spread
3%
1%
5%
Surrender charge (if levied) will be applied to
IUA: Initial Unit Account
AUA: Accumulation Unit Account
IUA only
AUA only
IUA and AUA
NA, there is no surrender charge
