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Disability Insurance

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

Who Needs This Type Of Insurance?

a)

The sick or injured

b)

Sick or injured for an extended period of time

c)

Old people

d)

Only when you are born with a disability

2.

What Types of Insurance Are There?

a)

Short Term and Mid Term

b)

Long Term and Mid Term

c)

Short Term and Long Term

d)

Short Term, Mid Term, and Long Term

3.

What Does This Type Of Insurance Do?

a)

Covers All of Your Living Expenses

b)

Pays for a Bodyguard If You're Disabled

c)

Covers Your Income

d)

Covers A Portion of Living Expenses

4.
When should people consider disability insurance?
a)
when they get married
b)
when they graduate from college
c)
when they start a full-time job
d)
when they retire
5.
Most disability insurance will replace:
a)
80% - 100% of your income
b)
60% - 80% of your income
c)
40% - 60% of your income
d)
20% - 40% of your income
6.
A computer technician is in an accident on his way home from work and breaks both wrists.  Which of his insurance plans will provide him with income while he is out of work recovering for six weeks?
a)
short-term disability insurance
b)
long-term disability insurance
c)
worker's compensation
d)
health insurance
7.

Disability insurance is designed to protect your income in the event of a disability.

a)

True

b)

False

8.

What Are The Chances That You Will Become Disabled?

a)

33%

b)

66%

c)

25%

d)

50%

9.

How Much Does This Insurance Cost?

a)

$1000 to $4000 a Year Depending on Their Wages

b)

$1000 to $5000 a Year Depending on Their Wages

c)

$1000 to $2000 a Year Depending on Their Wages

d)

$1000 to $3000 a Year Depending on Their Wages

10.

What Options for Disability Insurance Do you Have?

a)

Public/Government Sponsors and Individually Purchased

b)

Public/Government Sponsors and Family Plans

c)

Individually Purchased and Family Plans